This home is in Metropolitan Condos, Jacksonville Beach.
Active·1 day on market·Metropolitan Condos
320 1st Street N 810
Jacksonville Beach, FL 32250
About this home
Metropolitan Condos
Enjoy breathtaking ocean views by day and sparkling city views by night from this stunning 4-bedroom, 3.5-bath penthouse in Jacksonville Beach. A dramatic wall of floor-to-ceiling windows showcases sweeping views of the Atlantic Ocean, Jacksonville Beach Pier and the coastline stretching toward Mayport on a clear day. This spacious penthouse floorplan features soaring 12-foot ceilings, distinctive curved walls and electric roll-down shades in the primary bedroom. The open kitchen overlooks the main living area and offers granite countertops, a gourmet refrigerator, wine fridge and abundant storage. The primary retreat enjoys beautiful ocean views and features a luxurious, spa-like bath and oversized walk-in closet. The residence also includes two garage parking spaces and a large private storage unit. Water and sewer are included in the monthly condo fee. Private residential floors offer secured building access, with a guard stationed in the foyer.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,156,000 | $627,669 | — |
| 2024 | $1,208,000 | $609,273 | — |
| 2023 | $1,061,000 | $590,071 | — |
| 2022 | $947,000 | $571,429 | ▲ $127,000 |
| 2021 | $678,500 | $553,330 | — |
| 2020 | $595,000 | $545,000 | — |
2025 property taxes (current owner): $11,741/yr
Estimated taxes if purchased at asking price: ~$23,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,692 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 22, 2026Listed$1,195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Metropolitan Condos
Metropolitan Condos is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Metropolitan Condos homes for sale →Listing Courtesy of: SIGNAL REAL ESTATE INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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