This home is in Metropolitan Condos, Jacksonville Beach.
Pending·50 days on market·Metropolitan Condos
320 1st Street N 810
Jacksonville Beach, FL 32250
2 more homes for sale in Metropolitan Condos →Search Metropolitan Condos on the map
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About this home
Metropolitan Condos
Enjoy breathtaking ocean views by day and sparkling city views by night from this stunning 4-bedroom, 3.5-bath penthouse in Jacksonville Beach. A dramatic wall of floor-to-ceiling windows showcases sweeping views of the Atlantic Ocean, Jacksonville Beach Pier and the coastline stretching toward Mayport on a clear day. This spacious penthouse floorplan features soaring 12-foot ceilings, distinctive curved walls and electric roll-down shades in the primary bedroom. The open kitchen overlooks the main living area and offers granite countertops, a gourmet refrigerator, wine fridge and abundant storage. The primary retreat enjoys beautiful ocean views and features a luxurious, spa-like bath and oversized walk-in closet. The residence also includes two garage parking spaces and a large private storage unit. Water and sewer are included in the monthly condo fee. Private residential floors offer secured building access, with a guard stationed in the foyer.
Next steps in Metropolitan Condos
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,692 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,156,000 | $627,669 | — |
| 2024 | $1,208,000 | $609,273 | — |
| 2023 | $1,061,000 | $590,071 | — |
| 2022 | $947,000 | $571,429 | ▲ $127,000 |
| 2021 | $678,500 | $553,330 | — |
| 2020 | $595,000 | $545,000 | — |
2025 property taxes (current owner): $11,741/yr
Estimated taxes if purchased at asking price: ~$23,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 15, 2026Pending$1,195,000
- Sep 1, 2026Active Under Contract$1,195,000
- Aug 22, 2026Listed$1,195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $477/sq ft; this home is listed at $484/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $670,000 | $357 | 3/3.5 | 1,876 | 517 | 0.2 |
| 917 1st Street N 1001, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Oct 2026 | $1,499,000 | $661 | 3/3 | 2,269 | 1 | 0.4 |
| 932 1st Street N 203, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $950,000 | $386 | 3/3.5 | 2,463 | 50 | 0.4 |
| 932 1st Street N 701, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $1,222,500 | $488 | 3/3.5 | 2,505 | 51 | 0.4 |
| 404 9th Avenue N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Jun 2026 | $611,000 | $319 | 4/3.5 | 1,915 | 81 | 0.4 |
| 932 1st Street N 501, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $1,196,000 | $477 | 3/3.5 | 2,505 | 42 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SIGNAL REAL ESTATE INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Metropolitan Condos
Metropolitan Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.
View all Metropolitan Condos homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines