This home is in Jacksonville Beach.
Active·146 days on market
130 10th Avenue N 1-8
Jacksonville Beach, FL 32250
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville Beach
Exceptional investment opportunity just one block from the ocean in the heart of Jacksonville Beach. 130 10th Ave N features eight fully furnished and professionally operated 1-bedroom, 1-bath units, each approximately 396 square feet, with all units currently performing as active Airbnb rentals. Renovated in 2023, the property generates approximately $267,200 in annual income and offers a rare combination of strong in-place cash flow, durable construction, and future upside. Situated on an oversized double corner lot measuring 96' x 100' (9,600 SF), the property presents significant long-term value in one of Northeast Florida's most desirable coastal markets. Constructed with durable concrete block construction and topped with a concrete roof, the asset was built for longevity and low maintenance. Additional features include separately metered units, 12 off-street parking spaces, and an unbeatable walkable beach location.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Concrete — year not disclosed (home built 1972)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,683 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $2,300,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,968,840 | $1,968,840 | — |
| 2024 | $1,848,334 | $1,848,334 | ▲ $34,949 |
| 2023 | $1,735,004 | $1,735,004 | — |
| 2022 | $856,021 | $856,021 | — |
| 2021 | $684,922 | $684,922 | — |
| 2020 | $684,869 | $684,869 | — |
2025 property taxes (current owner): $36,316/yr
Estimated taxes if purchased at asking price: ~$53,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 26, 2026Price change$2,750,000−$100,000
- May 21, 2026Listed$2,850,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $376/sq ft; this home is listed at $868/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 208 12th Avenue N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Jul 2025 | $980,000 | $333 | 8/4 | 2,946 | 38 | 0.1 |
| 218 19th Avenue N 1-4, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,460,000 | $483 | 7/4 | 3,024 | 86 | 0.6 |
| 123 Margaret Street, Neptune Beach, FL 32266Listed by SPECTRUM REALTY SERVICES | Jul 2026 | $1,293,500 | $456 | 5/4 | 2,834 | 88 | 0.7 |
| 809 2nd Street S, Jacksonville Beach, FL 32250Listed by KST GROUP LLC | Jul 2026 | $960,000 | $376 | 5/4 | 2,554 | 59 | 1.2 |
| 722 Oceanfront S, Jacksonville Beach, FL 32250Listed by CORE REALTY, LLC | Jun 2026 | $875,500 | $337 | 5/4.5 | 2,595 | 429 | 1.2 |
| 1175/1177 5th Street, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jul 2026 | $800,000 | $336 | 4/5 | 2,384 | 25 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KST GROUP LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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