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This home is in Jacksonville Beach.

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Active

Active·100 days on market

130 10th Avenue N 1-8

Jacksonville Beach, FL 32250

$2,750,000$868/sqftEst. $14,138/moMLS# 2146505
8
Beds
8
Baths
3,168
Sq Ft
1972
Built
Garage
No
Pool

About this home

Jacksonville Beach

Exceptional investment opportunity just one block from the ocean in the heart of Jacksonville Beach. 130 10th Ave N features eight fully furnished and professionally operated 1-bedroom, 1-bath units, each approximately 396 square feet, with all units currently performing as active Airbnb rentals. Renovated in 2023, the property generates approximately $267,200 in annual income and offers a rare combination of strong in-place cash flow, durable construction, and future upside. Situated on an oversized double corner lot measuring 96' x 100' (9,600 SF), the property presents significant long-term value in one of Northeast Florida's most desirable coastal markets. Constructed with durable concrete block construction and topped with a concrete roof, the asset was built for longevity and low maintenance. Additional features include separately metered units, 12 off-street parking spaces, and an unbeatable walkable beach location.

Cost to own

Mortgage calculator

$2,750,000
$550,000
Loan Term
Monthly Payment
$14,138
Principal & Interest: $14,138
Property taxes (est.): $4,490
Insurance (est.): $1,833
Estimated Total Monthly
$20,461
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$14,138
Property taxesest. at asking price, Duval County$4,490
Estimated total, before insurance$18,628/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$36,316/yr · $3,026/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $2,300,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,968,840$1,968,840
2024$1,848,334$1,848,334 $34,949
2023$1,735,004$1,735,004
2022$856,021$856,021
2021$684,922$684,922
2020$684,869$684,869

2025 property taxes (current owner): $36,316/yr

Estimated taxes if purchased at asking price: ~$53,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,683 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 26, 2026Price change$2,750,000$100,000
  • May 21, 2026Listed$2,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,750,000
Price / Sq Ft$868
Bedrooms8
Bathrooms8.00
Full Baths8
Square Footage3,168
Acres0.22 acres
Year Built1972
TypeResidential Income
Sub-TypeMulti Family
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address130 10th Avenue N 1-8, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionFlagler Tract
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size9,583.2 sq ft
Parcel Number1739610000

Amenities

UtilitiesSeparate Electric Meters, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street
ViewBeach

Interior

HeatingCentral
CoolingCentral Air, Separate Meters
FlooringTile

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot
RoofConcrete
ConstructionBrick, Concrete

Additional Information

Date ListedMay 21, 2026
Days on Market97
Tax Amount$36,315.65
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: KST GROUP LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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