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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach — a waterfront home in Nassau County.

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Sold

Sold·Closed May 20, 2026·30 days on market·Recent sales in Amelia Walk·Amelia Walk

85425 Fall River Parkway

Fernandina Beach, FL 32034

$663,000sold priceListed at $679,990 · 97.5% of asking$313/sqftMLS# 2131033
3
Beds
2.5
Baths
2,120
Sq Ft
2022
Built
3
Garage
No
Pool

15 more homes for sale in Amelia Walk →Search Amelia Walk on the map

HOA $7/mo13,504 sqft lotWaterfrontSingle Family Residence1 story

About this home

Amelia Walk

Rare Fernandina Beach Opportunity with RV & Boat Garage! Don't miss your chance to own this beautifully maintained 3-bedroom, 2-bath home with a highly sought-after RV and boat garage--a rare feature that sets this property apart from the rest. Inside, you'll find a bright, open floor plan designed for both comfortable living and easy entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect setting for everyday life and hosting guests. The owner's suite offers a private retreat, while the additional bedrooms provide flexibility for family, guests, or a home office. The standout feature is the oversized RV/boat garage, offering incredible space for your recreational vehicles, boat, workshop, or storage--perfect for enjoying the coastal lifestyle Fernandina Beach is known for. Conveniently located just minutes from Amelia Island beaches, historic downtown Fernandina Beach, marinas, shopping, and dining, this home offer

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,672
Property taxesest. at asking price, Nassau County$915
HOAbilled annually$7
Estimated total, before insurance$4,595/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,334/yr · $361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$663,000
$132,600
Loan Term
Monthly Payment
$3,672
Principal & Interest: $3,672
Property taxes (est.): $915
Insurance (est.): $442
Estimated Total Monthly
$5,030
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,334/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $321/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
84951 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$445,000$1964/22,26600.6
85621 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by LATITUDE 30 REALTY LLCSep 2026$455,000$1994/32,282810.6
85219 Champlain Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$475,000$2423/2.51,9641370.6
85002 Williston Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPAug 2026$458,000$2303/2.51,9871330.6
85645 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by INTEGRITY ONE PROPERTIES LLCOct 2026$453,483$1994/32,282480.7
85069 Champlain Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2026$432,000$2143/22,022250.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$679,990
Price / Sq Ft$321
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,120
Acres0.31 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address85425 Fall River Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size13,503.6 sq ft
Parcel Number132N27072300920000
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePrivate
ParkingGarage Door Opener, RV Access/Parking
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Patio / PorchScreened
FencingBack Yard
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedFebruary 20, 2026
Days on Market30
HOA Fees$85 / Annually
HOA FrequencyAnnually
Tax Amount$4,334.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Walk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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