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85428 SAGAPONACK Drive, Fernandina Beach, FL 32034

$620,000
MLS# 2121458
4
Bedrooms
3
Bathrooms
2,657
Sq Ft
2006
Year Built

About This Home — 85428 SAGAPONACK Drive

This Fernandina Beach home offers 4 bedrooms, 3 full bathrooms, a 3-car garage, and nearly 2,700 square feet in the highly desirable North Hampton community. Situated on a private, fenced conservation lot with mature landscaping, this single-level home features a split floor plan, soaring cathedral ceilings, spacious living areas, crown molding, luxury vinyl plank flooring, and updated fixtures throughout. The remodeled kitchen includes quartz countertops, an oversized island, added storage, stainless steel appliances, and an auxiliary icemaker. Enjoy over 500 square feet of outdoor entertaining space on the expansive paver patio with mounted TV. Major updates include a new roof (2022), exterior paint (2025), and water heater (2026). Community amenities include a resort-style pool, clubhouse, sports courts and fields, The Outpost on Lofton Creek, and an Arnold Palmer-designed golf course. NO CDD fees and financing incentive available!

Features

Price$620,000
Price / Sq Ft$233
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,657
Total Structure Area3,041 sq ft
Acres0.23 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address85428 SAGAPONACK Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionNorth Hampton
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,018.8 sq ft
Lot Dimensions65x161x67x146
Parcel Number122N27146005660000
ZoningPUD

Amenities

AmenitiesPool, Other, Barbecue, Basketball Court, Boat Dock, Cable TV, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Park, Pickleball, Playground, RV/Boat Storage, Shuffleboard Court, Storage, Tennis Court(s)
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, HVAC, Insulation, Roof, Thermostat, Windows
ParkingAttached, Garage, Garage Door Opener, Off Street, RV Access/Parking
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Laminate, Tile, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Entry Phone/Intercom, Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio
FencingOther, Back Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 12, 2026
Days on Market156
HOA Fees$1,312 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameNorth Hampton
HOA Fee IncludesCable TV, Internet, Maintenance Grounds, Security
Tax Amount$4,071.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,300
Principal & Interest: $3,300
Est. Taxes & Insurance: $825
Estimated Total Monthly
$4,125
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDAJordan P Marshall, P.A. · jordanpaulmarshall@icloud.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida