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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach — a home near Yulee High School.

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Sold

Sold·Closed Aug 28, 2026·137 days on market·Recent sales in Amelia Walk·Amelia Walk

85219 Champlain Drive

Fernandina Beach, FL 32034

$475,000sold priceListed at $500,000 · 95% of asking$242/sqftMLS# 2135995
3
Beds
2.5
Baths
1,964
Sq Ft
2018
Built
2
Garage
Yes
Pool

16 more homes for sale in Amelia Walk →Search Amelia Walk on the map

FEMA Zone XHOA $7/mo10,890 sqft lotSingle Family Residence1 story

About this home

Amelia Walk

Welcome home to this charming 3-bedroom, 2.5-bath beauty in Amelia Walk! From the moment you step inside, you'll love the easy flow and comfortable feel, with tile flooring throughout the main living areas and a convenient mudroom just off the garage to keep everything organized. The heart of the home is the bright and welcoming kitchen, featuring granite countertops, a farmhouse sink, stylish tile backsplash, and pendant lighting--perfect for everyday living and gathering with friends and family. Out back is where this home really shines! Relax on the screened-in lanai or step out into your own private backyard oasis. The spacious, fully fenced yard surrounds a sparkling pool framed by palm trees, creating the perfect spot to unwind or enjoy sunny Florida days. Additional highlights include energy-efficient solar panels, helping you save on utility costs while living comfortably. This home truly has that easy, laid-back Florida lifestyle you've been looking for.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,631
Property taxesest. at asking price, Nassau County$656
HOAbilled annually$7
Estimated total, before insurance$3,294/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,857/yr · $655/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,631
Principal & Interest: $2,631
Property taxes (est.): $656
Insurance (est.): $317
Estimated Total Monthly
$3,603
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$457,320$248,535—
2024$441,885$240,823—
2023$427,875$232,352—
2022$342,405$224,128—
2021$301,261$216,144—
2020$246,466$182,934—

2025 property taxes (current owner): $7,857/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$500,000
  • Aug 4, 2026Pending$500,000
  • Jul 24, 2026Price change$500,000−$19,000
  • Mar 20, 2026Listed$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $255/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85002 Williston Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPAug 2026$458,000$2303/2.51,9871330.1
85069 Champlain Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2026$432,000$2143/22,022250.2
95284 Orchid Blossom Trail, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJul 2026$410,000$2753/21,492570.4
94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$530,000$2234/32,37650.5
94987 Windflower Trail, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$540,000$2274/32,383980.5
84951 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$445,000$1964/22,26600.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$500,000
Price / Sq Ft$255
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,964
Acres0.25 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Solar Heat
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address85219 Champlain Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,890 sq ft
Lot Dimensions60x166x69x200
Parcel Number242N27072100070000
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMarch 20, 2026
Days on Market137
HOA Fees$85 / Annually
HOA FrequencyAnnually
Tax Amount$7,857.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Walk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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