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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach.

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Sold

Sold·Closed Sep 22, 2026·0 days on market·Recent sales in Amelia Walk·Amelia Walk

84951 Fall River Parkway

Fernandina Beach, FL 32034

$445,000sold priceListed at $450,000 · 98.9% of asking$196/sqftMLS# 2159376
4
Beds
2
Baths
2,266
Sq Ft
2022
Built
3
Garage
No
Pool

16 more homes for sale in Amelia Walk →Search Amelia Walk on the map

FEMA Zone XHOA $7/mo8,712 sqft lotSingle Family Residence1 story

About this home

Amelia Walk

100% USDA FINANCING AVAILABLE FOR QUALIFIED BUYERS! Enjoy privacy, space and effortless Florida living in this beautifully maintained Amelia Walk home backing to a protected preserve. The huge fully fenced backyard offers plenty of room to play, garden or simply enjoy the peaceful natural setting, while the oversized screened lanai with pavers creates the perfect spot for morning coffee, outdoor dining and year-round entertaining. Inside, the bright open floor plan features wood-look ceramic tile, a spacious kitchen with an oversized island, abundant cabinetry and stainless appliances, all flowing seamlessly into the main living area. With 4 bedrooms, a flexible split-bedroom design and a 3-car garage, there's room for everyone and everything. The private owner's suite features dual vanities, a soaking tub and separate shower.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,465
Property taxesest. at asking price, Nassau County$614
HOAbilled annually$7
Estimated total, before insurance$3,086/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,079/yr · $840/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $614
Insurance (est.): $297
Estimated Total Monthly
$3,376
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$403,398$403,398—
2024$389,078$389,078—
2023$373,868$373,868—
2022$65,000$65,000—
2021$40,000$40,000—

2025 property taxes (current owner): $10,079/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Closed$450,000
  • Sep 22, 2026Pending$450,000
  • Aug 21, 2026Active Under Contract$450,000
  • Aug 10, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85645 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by INTEGRITY ONE PROPERTIES LLCOct 2026$453,483$1994/32,282480.1
85621 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by LATITUDE 30 REALTY LLCSep 2026$455,000$1994/32,282810.1
85350 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$685,000$2473/2.52,770770.4
85002 Williston Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPAug 2026$458,000$2303/2.51,9871330.5
85239 Champlain Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2026$670,000$2314/3.52,90450.5
85219 Champlain Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$475,000$2423/2.51,9641370.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$199
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,266
Acres0.20 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address84951 Fall River Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size8,712 sq ft
Parcel Number132N27072400050000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s), Water
Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPorch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Stone
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 22, 2026
Days on Market0
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA NameAmelia Walk HOA
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,079.4
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Walk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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