This home is in Pioneer Village, Ponte Vedra — a home near Allen D. Nease High School.
Sold·Closed Jul 13, 2026·119 days on market·Recent sales in Pioneer Village·Pioneer Village
232 Union Hill Drive
Ponte Vedra, FL 32081
3 more homes for sale in Pioneer Village →Search Pioneer Village on the map
About this home
Pioneer Village
Pond-view home with screened lanai and rare 4 FULL baths, plus a flexible upstairs suite in Pioneer Village at Nocatee. 2,616 square feet of refined living space designed for both elevated everyday living and effortless entertaining. Thoughtfully curated with flexibility in mind, this two-story residence features a highly desirable upstairs bed room with a full bath--ideal as a private guest retreat, executive home office, media lounge, or multigenerational suite. The home's setting is equally impressive. An easement on one side provides enhanced privacy and additional green space, while peaceful pond views create a serene backdrop from the covered, screened lanai. The fully fenced backyard offers versatility for outdoor gatherings, pets, or future customization. Inside, timeless tile flooring anchors the main living areas, while plush carpet adds comfort to each bedroom.
Next steps in Pioneer Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,789 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $627,949 | $0 | — |
| 2024 | $622,127 | $0 | — |
| 2023 | $637,025 | $0 | — |
| 2022 | $499,163 | $0 | — |
| 2021 | $85,000 | $85,000 | — |
| 2020 | $80,000 | $80,000 | — |
2025 property taxes (current owner): $2,541/yr
Estimated taxes if purchased at asking price: ~$11,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 13, 2026Closed$729,000
- Feb 18, 2026Listed$729,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $297/sq ft; this home is listed at $279/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTY | Aug 2026 | $610,000 | $270 | 4/2.5 | 2,256 | 10 | 0.2 |
| 152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Oct 2026 | $685,000 | $297 | 4/2 | 2,305 | 4 | 0.7 |
| 300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $624,250 | $271 | 3/2 | 2,305 | 405 | 0.7 |
| 293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACH | Sep 2026 | $572,500 | $291 | 2/2 | 1,964 | 8 | 0.7 |
| 41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLC | Sep 2026 | $1,175,000 | $377 | 5/4 | 3,118 | 30 | 1 |
| 337 Potters Mill Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,160,000 | $361 | 4/3.5 | 3,215 | 9 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pioneer Village
Pioneer Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Pioneer Village homes for sale →Keep looking
More homes in Pioneer Village
For Sale252 Union Hill DrivePonte Vedra, FL 32081
4 bd · 3 ba · 2,082 sq ft
$624,900Est. $3,326/moFlorida living is all about the view--and this home delivers. Perfectly positioned on a 50' homesite with peaceful pond…
Listing Office: one sotheby's international realty
For Sale430 Union Hill DrivePonte Vedra, FL 32081
3 bd · 2 ba · 1,902 sq ft
$569,900Est. $3,033/mo**$10,000 SELLER CONCESSION!** Seller offering $10,000 toward buyer's allowable closing costs, prepaids and/or rate…
Listing Office: marc joseph realty inc
Under Contract128 Union Hill DrivePonte Vedra, FL 32081
3 bd · 2 ba · 2,026 sq ft
$549,000Est. $2,922/moMove-in ready and built in 2021, this 3-bedroom, 2-bath home sits on a private corner lot in Pioneer Village at…
Listing Office: berkshire hathaway homeservices florida network realty
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines