This home is in Pablo Beach North, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Jul 13, 2026·126 days on market·Recent sales in Pablo Beach North·Pablo Beach North
636 8th Avenue N
Jacksonville Beach, FL 32250
8 more homes for sale in Pablo Beach North →Search Pablo Beach North on the map
About this home
Pablo Beach North
Thoughtfully designed and impeccably finished, this beautifully crafted 4-bedroom, 3.5-bath residence is located in the heart of Jacksonville Beach. Offering 3,048 square feet of refined living space, the home blends modern coastal style with high-end finishes and exceptional functionality. Situated on a corner lot, the property offers a desirable coastal setting with added flexibility. The open-concept kitchen, dining, and family room create an ideal setting for both family living and entertaining. The kitchen features custom cabinetry, Quartz countertops, a large food-prep island with Quartz sink, and a full suite of KitchenAid appliances including a 36'' refrigerator, 36'' gas range, dishwasher, microwave, and a custom exterior-vented hood. The kitchen is further enhanced with a double reverse osmosis water filtration system.
Next steps in Pablo Beach North
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Metal, Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,704 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $1,215,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $309,538 | $45,283 | — |
| 2025 | $1,019,004 | $968,282 | — |
| 2024 | $247,113 | $43,299 | — |
| 2024 | $1,009,140 | $959,140 | — |
| 2023 | $242,222 | $40,582 | — |
| 2023 | $754,364 | $754,364 | — |
| 2022 | $212,982 | $37,944 | — |
| 2022 | $242,500 | $242,500 | — |
| 2021 | $150,629 | $35,383 | — |
| 2021 | $235,412 | $235,412 | — |
| 2020 | $137,048 | $34,204 | — |
| 2020 | $228,941 | $84,345 | — |
2025 property taxes (current owner): $18,023/yr
Estimated taxes if purchased at asking price: ~$25,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 14, 2026Closed$1,395,000
- Jul 11, 2026Pending$1,395,000
- Feb 9, 2026Listed$1,395,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $400/sq ft; this home is listed at $458/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLC | Oct 2026 | $1,230,000 | $487 | 4/3 | 2,525 | 14 | 0.4 |
| 1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTY | Oct 2026 | $1,075,000 | $343 | 4/2.5 | 3,137 | 198 | 0.5 |
| 1103 18th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,125,000 | $400 | 4/4 | 2,814 | 3 | 0.7 |
| 2280 Oak Forest Drive, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Sep 2026 | $985,000 | $278 | 4/3.5 | 3,544 | 15 | 0.9 |
| 1911 Tanglewood Road, Jacksonville Beach, FL 32250Listed by HERRON REAL ESTATE LLC | Aug 2026 | $945,000 | $341 | 4/3 | 2,770 | 3 | 0.9 |
| 26 20th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $3,100,000 | $1,089 | 4/4.5 | 2,847 | 32 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KST GROUP LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach North
Pablo Beach North is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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