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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Active·Listed today

220-222 12th Avenue N

Jacksonville Beach, FL 32250

$995,000$638/sqftEst. $5,168/moMLS# 2163269
4
Beds
2
Baths
1,560
Sq Ft
1961
Built
Garage
No
Pool

About this home

Jacksonville Beach

Rare opportunity east of 3rd Street in Jacksonville Beach! Situated just blocks from the ocean, this property offers endless potential in one of the area's most desirable locations. Whether you're looking to renovate, invest, hold as a rental, or build new, the possibilities are exceptional. The existing duplex provides immediate income potential while you plan for the future. Enjoy easy access to the beach, restaurants, shopping, and everything Jacksonville Beach has to offer. Opportunities like this are becoming increasingly hard to find in this highly sought-after coastal community. The rental rates listed are from previous renters. The house is recently vacant as of 8/1/2026

Cost to own

Mortgage calculator

$995,000
$199,000
Loan Term
Monthly Payment
$5,168
Principal & Interest: $5,168
Property taxes (est.): $1,625
Insurance (est.): $663
Estimated Total Monthly
$7,456
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$5,168
Property taxesest. at asking price, Duval County$1,625
Estimated total, before insurance$6,793/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,646/yr · $720/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,646/yr

Estimated taxes if purchased at asking price: ~$19,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 13, 2026Active$995,000
  • Aug 28, 2026Listed$995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$995,000
Price / Sq Ft$638
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres0.13 acres
Year Built1961
TypeResidential Income
Sub-TypeDuplex
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address220-222 12th Avenue N, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionPablo Beach North
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size5,662.8 sq ft
Parcel Number1746060000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Carport, Off Street

Interior

HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionOther
FencingFenced, Back Yard, Chain Link

Additional Information

Date ListedSeptember 13, 2026
Days on Market0
Tax Amount$8,645.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionNo

Listing Courtesy of: O'MALLEY REAL ESTATE INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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