This home is in Jacksonville Beach.

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Active

Active·100 days on market

1602 7th Street N

Jacksonville Beach, FL 32250

$1,125,000$359/sqftEst. $5,988/moMLS# 2130286

Beds

Baths

3,137

Sq Ft

1953

Built

—

Garage

Yes

Pool

About this home

Jacksonville Beach

Amazing POOL home just seven blocks from the ocean in Jacksonville Beach! Welcome to your fully re-built family retreat in the heart of Jacksonville Beach! This beautifully remodeled home offers 4 bedrooms, 3 bathrooms, and over 3,100 square feet of heated and cooled living space designed for comfort and entertaining. Step inside to find stunning 24''x24'' Italian porcelain cross-patterned tile flooring throughout the kitchen and family room, complemented by soaring 10-foot ceilings and a HUGE bonus room perfect for gatherings, a game room, or media space. The front entry and three guest bedrooms showcase the original 1953 hardwood floors, expertly refinished to restore their timeless charm. The kitchen is equipped with a full Samsung stainless steel appliance package, including a smart refrigerator with internet connectivity — making meal planning and grocery shopping effortless. Upstairs, escape to a spacious primary suite featuring 9-foot ceilings and an

Cost to own

Mortgage calculator

Home Price

$1,125,000

Down Payment: 20%

$225,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,718

Principal & Interest: $5,718

Est. Taxes & Insurance: $1,430

Estimated Total Monthly

$7,148

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,988

Property taxesest. at asking price, Duval County$1,837

Estimated total, before insurance$7,825/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$757,170	$757,170	—
2024	$739,827	$591,986	▼ $2,217
2023	$844,018	$573,288	—
2022	$765,501	$555,134	—
2021	$593,408	$537,509	—
2020	$544,906	$494,906	▲ $63,124

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle, Other — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History