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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a new construction home in Jacksonville.

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Sold

$1,230,000Sold4 bd · 3 ba · 2,525 sq ft

Sold·Closed Oct 9, 2026·14 days on market·Recent sales in Jacksonville Beach

1230 12th Street N

Jacksonville Beach, FL 32250

$1,230,000sold priceListed at $1,290,000 · 95.3% of asking$487/sqftMLS# 2160156
4
Beds
3
Baths
2,525
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence2 storiesNew construction

About this home

Jacksonville Beach

This exceptional new construction home showcases a stunning chef's kitchen with designer-selected finishes, premium appliances, statement lighting, spa-inspired baths, and thoughtfully curated details throughout.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$6,706
Property taxesest. at asking price, Duval County$2,013
Estimated total, before insurance$8,719/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,498 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:49 AM, sunset 5:31 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $300,000 in July 2025(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$244,750$244,750▲ $33,375

Estimated taxes if purchased at asking price: ~$24,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 9, 2026Closed$1,290,000
  • Aug 28, 2026Active Under Contract$1,290,000
  • Aug 14, 2026Listed$1,290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $356/sq ft; this home is listed at $487/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1126 Penman Road, Jacksonville Beach, FL 32250Listed by JWB REALTY LLCNov 2026$560,000$2644/2.52,1231320.2
1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTYOct 2026$1,075,000$3434/2.53,1371980.4
1108 24th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS ST JOHNSNov 2026$665,000$3513/31,8951230.6
784 2nd Street N, Jacksonville Beach, FL 32250Listed by PALM REALTY GROUP INCNov 2026$1,222,000$6553/2.51,86670.7
541 Myra Street, Neptune Beach, FL 32266Listed by DJ & LINDSEY REAL ESTATEOct 2026$660,000$3564/21,85450.8
569 Myra Street, Neptune Beach, FL 32266Listed by OMNI REALTY GROUP OF NORTH FLORIDA INCOct 2026$1,690,000$6153/32,750850.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,290,000
Price / Sq Ft$511
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,525
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1230 12th Street N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionJacksonville Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1790160020

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Gas Range, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Sink, Upper Level

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen, Outdoor Shower
Lot DescriptionDead End Street
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Full, Wood
RoofMetal, Shingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedAugust 14, 2026
Days on Market14
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BACHMANN HOMES REALTY, LLC

Sold by: KST GROUP LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

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