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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a home near Yulee High School.

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Active

$399,5003 bd · 2 ba · 1,627 sq ft

Active·Listed today

624 Palmetto Place

Yulee, FL 32097

$399,500$246/sqftEst. $2,178/mo mortgageMLS# 2173281
Open house Fri, Nov 13 · 12:00 pm–2:00 pm
3
Beds
2
Baths
1,627
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XHOA $100/mo5,663 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Yulee

2-1 interest rate buy-down available with acceptable offer. This beautifully appointed 3-bedroom, 2-bath home can be found in Wildlight, Nassau County's premier master-planned community, known for its charming Florida Lowcountry lifestyle! The open-concept floor plan seamlessly connects the living room and kitchen, featuring attractive plank tile flooring, a spacious kitchen island, gas range, walk-in pantry, and inviting eat-in dining area, making this home ideal for everyday living and entertaining. The owner's suite offers elegant tray ceilings, a large walk-in closet, and a private ensuite bath with a tiled shower, raised double-sink vanity, and plenty of natural light. Both additional bedrooms also feature walk-in closets, providing excellent storage. The well-appointed laundry room includes a washer and dryer, upper cabinetry, and utility sink.

Next steps in Yulee

FollowNew Yulee homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,178
Property taxesest. at asking price, Nassau County$535
HOAbilled semi-annually$100
Estimated total, before insurance$2,813/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$5,304/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,500
$79,900
Loan Term
Monthly Payment
$2,178
Principal & Interest: $2,178
Property taxes (est.): $535
Insurance (est.): $266
Estimated Total Monthly
$2,979
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$354,947$253,756—
2025$360,444$246,422—
2024$317,737$238,770—
2023$305,004$230,359—
2022$60,000$60,000—
2021$50,000$50,000—
2020$11,549$11,549—

2026 property taxes (current owner): $5,304/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 11, 2026Listed$399,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
756 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$506,840$2732/21,858620.5
285 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$344,000$2252/21,529890.5
320 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$352,390$2302/21,529220.5
328 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$358,000$2342/21,5291680.5
386 Saw Palmetto Street, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLCAug 2026$495,000$2393/22,072680.5
825 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Nov 2026$527,000$2913/21,808950.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$399,500
Price / Sq Ft$246
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,627
Acres0.13 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address624 Palmetto Place, Yulee, FL 32097
Area480-Nassau County-Yulee North
SubdivisionWildlight
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size5,662.8 sq ft
Lot Dimensions45 x 120
Parcel Number44-2N-27-1003-0089-0000

Amenities

AmenitiesPool, Other, Basketball Court, Dog Park, Jogging Path, Park, Pickleball, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedNovember 11, 2026
Days on Market0
HOA Fees$602.18 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameWildlight
Tax Amount$5,304.13
Tax Year2026
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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