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Active

Active·156 days on market

677 Windchime Street

Yulee, FL 32097

$319,665$181/sqftEst. $1,701/moMLS# 2128152

Beds

Baths

1,769

Sq Ft

2026

Built

Garage

Pool

About this home

Yulee

Beautiful New Construction Home - 3BR/2BA with Loft & Lanai Welcome to your dream home! This stunning 1,769 sq. ft. residence offers 3 spacious bedrooms, 2 modern bathrooms, and a 1-car garage. Designed for comfort and style, the open-concept layout features luxury vinyl plank flooring in the main living areas, creating a warm and inviting atmosphere. The chef-inspired kitchen boasts quartz countertops, sleek cabinetry, and plenty of space for entertaining. Upstairs, enjoy a versatile loft area, perfect for a home office or media space. Step outside to your private lanai, ideal for relaxing or hosting gatherings. This home combines elegance and functionality, making it the perfect choice for modern living. Don't miss the opportunity to own this beautiful new construction home!

Cost to own

Mortgage calculator

Home Price

$319,665

Down Payment: 20%

$63,933

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,701

Principal & Interest: $1,701

Est. Taxes & Insurance: $425

Estimated Total Monthly

$2,127

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,701

Property taxesest. at asking price, Nassau County$440

HOAbilled annually$102

Estimated total, before insurance$2,243/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History