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Active

Active·251 days on market

689 Windchime Street

Yulee, FL 32097

$344,999$193/sqftEst. $1,842/moMLS# 2125953
↓ $4,886 below original list
3
Beds
2.5
Baths
1,791
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $102/moTownhouse2 storiesNew construction

About this home

Yulee

Stylish, Low-Maintenance Living in Wildlight Discover a thoughtfully crafted boutique-style townhome in Wildlight that seamlessly blends modern design with everyday convenience. Offering 1,791 square feet of beautifully designed living space, this home is ideal for those seeking a carefree, lock-and-leave lifestyle in one of Northeast Florida's most vibrant and walkable communities. The open-concept main level is designed for both entertaining and daily living, featuring luxury vinyl plank flooring throughout the primary living areas for lasting style and durability. At the heart of the home, the gourmet kitchen showcases elegant quartz countertops, contemporary cabinetry, and ample space for gathering with family and friends. Upstairs, a versatile loft provides flexible living space that can easily serve as a home office, media room, play area, or cozy retreat. Every detail is thoughtfully designed to support comfort, functionality, and modern living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,842
Property taxesest. at asking price, Nassau County$476
HOAbilled annually$102
Estimated total, before insurance$2,420/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$344,999
$69,000
Loan Term
Monthly Payment
$1,842
Principal & Interest: $1,842
Property taxes (est.): $476
Insurance (est.): $230
Estimated Total Monthly
$2,548
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 25, 2026Price change$344,999+$114
  • Aug 28, 2026Price change$344,885−$5,000
  • Jan 20, 2026Listed$349,885

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$344,999
Price / Sq Ft$193
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,791
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address689 Windchime Street, Yulee, FL 32097
Area480-Nassau County-Yulee North
SubdivisionWildlight
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Dimensions20' FL TH
Parcel Number503N27101101140000

Amenities

AmenitiesPool
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road FrontageCounty Road

Additional Information

Date ListedJanuary 20, 2026
Days on Market251
HOA Fees$1,219.36 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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