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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Aberdeen, St. Johns.

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Sold

Sold·Closed Jul 17, 2026·150 days on market·Recent sales in Aberdeen·Aberdeen

117 Morayshire Court

St. Johns, FL 32259

$455,000sold priceListed at $459,000 · 99.1% of asking$166/sqftMLS# 2127950
5
Beds
4
Baths
2,739
Sq Ft
2009
Built
2
Garage
No
Pool

23 more homes for sale in Aberdeen →Search Aberdeen on the map

FEMA Zone XHOA $4/mo16,553 sqft lotSingle Family Residence2 stories

About this home

Aberdeen

MAJOR PRICE REDUCTION! BRING ALL OFFERS! Seller extremely motivated! Incredible opportunity to own a spacious home in the highly desirable Aberdeen community at an affordable price! This beautiful 5BR/3BA home sits on an oversized cul-de-sac lot with a huge backyard and room for a pool. Features include impressive 10' ceilings, formal dining room, abundant natural light, and a flexible floor plan perfect for families or multi-generational living. The large eat-in kitchen offers 42'' cabinets, granite countertops, stainless steel appliances, breakfast bar, and plenty of storage. Spacious owner's suite includes a garden tub, separate shower, and dual walk-in closets. Upstairs bonus room with full bath and walk-in closet can serve as a 5th bedroom, office, media room, or guest suite. Covered lanai ideal for entertaining. Enjoy resort-style amenities including pools, clubhouse, playgrounds, and more! Sold AS-IS. HVAC units: downstairs 2009, upstairs 2021.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, St. Johns County$605
HOAbilled annually$4
Estimated total, before insurance$3,130/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,026/yr · $419/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $605
Insurance (est.): $303
Estimated Total Monthly
$3,429
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$441,697$376,672—
2024$441,766$365,349—
2023$448,133$353,251—
2022$391,506$341,506—
2021$294,427$294,427—
2020$272,644$272,644—

2025 property taxes (current owner): $5,026/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 19, 2026Closed$459,000
  • Jul 15, 2026Pending$459,000
  • Feb 15, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
104 Morayshire Court, St. Johns, FL 32259Listed by SET YOUR ANCHOR REALTYSep 2026$440,000$2024/22,182300
344 S Checkerberry Way, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCAug 2026$920,000$2854/3.53,232270.3
824 Bugle Branch Way, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$837,000$2525/3.53,320150.3
725 Piney Place, Jacksonville, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$750,000$2135/43,5291080.5
280 Queen Victoria Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$600,000$1695/3.53,544890.7
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193110.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,000
Price / Sq Ft$168
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,739
Acres0.38 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address117 Morayshire Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size16,552.8 sq ft
Parcel Number0097621500
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio
FencingVinyl
RoofShingle
ConstructionFrame, Stucco
Road SurfaceConcrete

Additional Information

Date ListedFebruary 15, 2026
Days on Market150
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Amount$5,026
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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