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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — an oceanfront home in Northeast Florida.

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Active

Active·268 days on market

826 A1A Beach Blvd Boulevard 36

St. Augustine, FL 32080

$445,000$376/sqftEst. $2,445/mo mortgageMLS# 2127424
↓ $5,000 below original list
2
Beds
2
Baths
1,184
Sq Ft
1980
Built
1
Garage
No
Pool
FEMA Zone XHOA $425/moWaterfrontTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Turn key, 2 bedroom/2.5 bath, Island townhome with 1 car garage located in Ponce Landing, an oceanfront community in St. Augustine Beach on Anastasia Island with short term rentals allowed (3 day minimum). This unit has a new roof and HVAC, a new Smith kitchen with wood cabinets & quartz counter tops, new appliances, new carpet, fresh paint, new furniture downstairs, new bath countertops; mirrors; faucets; and lights! This home features an open living room with a kitchen overlooking dining and living spaces. Spend your days relaxing on the rear porch with expansive views of the community pool and common grounds. Upstairs you will find a full bath, a peaceful owners retreat with NEW balcony overlooking a pool and and a guest bedroom which also enjoys its own southern facing balcony. Unit features a full downstairs bath, an attached 1 car garage perfect for storing your vehicle, bikes and beach toys, and an inside full size laundry area with storage closets.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,445
Property taxesest. at asking price, St. Johns County$592
HOAbilled monthly$425
Estimated total, before insurance$3,463/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,445
Principal & Interest: $2,445
Property taxes (est.): $592
Insurance (est.): $297
Estimated Total Monthly
$3,334
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Other — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 27, 2026Price change$445,000−$5,000
  • Jan 28, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $424/sq ft; this home is listed at $376/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$440,000$3722/21,1841850
850 A1A Beach Boulevard 89, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$522,500$4023/21,300640.1
850 A1A Beach Boulevard 11, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$600,000$5002/21,200420.1
880 A1A Beach Boulevard 7103, St. Augustine Beach, FL 32080Listed by FLUID REALTY, LLC.Sep 2026$372,000$4242/2878150.2
880 A1A Beach Boulevard 5123, St. Augustine Beach, FL 32080Listed by PHYLLIS FRANKEL REALTY GROUPJul 2026$489,000$5572/28781060.3
108 A Street C, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKOct 2026$525,000$3753/2.51,400480.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,000
Price / Sq Ft$376
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,184
Total Structure Area1,704 sq ft
Year Built1980
TypeResidential
Sub-TypeTownhouse
StyleOther
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address826 A1A Beach Blvd Boulevard 36, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionPonce Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number14-32 PONCE LANDING LOT 36 OR5376/1937

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPool

Interior

Interior FeaturesBreakfast Nook, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio
RoofOther
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 29, 2026
Days on Market263
HOA Fees$425 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines