This home is in Sweetwater, Jacksonville — a gated community home in Jacksonville.
Sold·Closed Aug 14, 2026·191 days on market·Recent sales in Sweetwater·Sweetwater
11895 Surfbird Circle 11A
Jacksonville, FL 32256
12 more homes for sale in Sweetwater →Search Sweetwater on the map
About this home
Sweetwater
WOW! Beautiful and stunning Spoonbill plan w/2BR/2Baths plus den/office in age restricted (55+years) Del Webb community. Popular model, w/screened lanai, overlooks a tranquil lake w/sparkling fountain providing a relaxing setting for morning and afternoon enjoyment! Special features include premium front door w/glass insert, Nest thermostat, kitchen glass backsplash,42'' cabinets, reverse osmosis water filter in kitchen, microwave (2023), water softener, new bathroom fixtures. Spacious unit features Corian countertops, smooth top range, disposal and icemaker refrig, W&D included! MBR w/MB features double vanities, separate shower and large WIC! The lifestyle activities are numerous: outdoor/indoor pools, hot tub, tennis, pickleball & bocce courts, walking trails, golf groups, card games, exercise & aerobic classes, planned social activities, etc, etc. PLUS the peace of mind of a One Year Buyer Home Warranty.
Next steps in Sweetwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer in complex 2014 data
County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,558 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $267,500 | $267,500 | ▼ $8,000 |
| 2024 | $275,500 | $137,550 | ▼ $10,500 |
| 2023 | $286,000 | $132,088 | — |
| 2022 | $251,500 | $126,785 | — |
| 2021 | $201,500 | $121,636 | — |
| 2020 | $193,000 | $119,267 | — |
2025 property taxes (current owner): $4,766/yr
Estimated taxes if purchased at asking price: ~$4,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 20, 2026Closed$259,900
- Jul 20, 2026Pending$259,900
- Jul 13, 2026Active Under Contract$259,900
- Jul 7, 2026Price change$259,900−$15,000
- Jan 15, 2026Listed$274,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $145/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11927 Surfbird Circle 12E, Jacksonville, FL 32256Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $275,000 | $179 | 2/2 | 1,536 | 80 | 0 |
| 11890 Surfbird Circle 42E, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $250,000 | $135 | 3/2 | 1,857 | 396 | 0 |
| 11726 Surfbird Circle, Jacksonville, FL 32256Listed by SOLANO REAL ESTATE LLC | Oct 2026 | $295,000 | $217 | 2/2 | 1,361 | 10 | 0.1 |
| 11852 Surfbird Circle 41G, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $260,000 | $169 | 2/2 | 1,536 | 71 | 0.1 |
| 11871 Surfbird Circle 9G, Jacksonville, FL 32256Listed by REGATTA REI, LLC | Sep 2026 | $242,000 | $158 | 2/2 | 1,536 | 9 | 0.1 |
| 8527 Little Swift Circle 34G, Jacksonville, FL 32256Listed by PREMIER HOMES REALTY INC | Sep 2026 | $245,000 | $170 | 2/2 | 1,438 | 60 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater
Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Sweetwater homes for sale →Keep looking
More homes in Sweetwater
Under Contract8711 Little Swift Circle 24CJacksonville, FL 32256
2 bd · 2 ba · 1,438 sq ft
$259,400Est. $1,381/moWelcome to The Tides, a move-in ready First Floor condominium in a vibrant 55+ community designed for comfort,…
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For Sale8731 Little Swift Circle 23CJacksonville, FL 32256
2 bd · 2 ba · 1,438 sq ft
$249,900Est. $1,330/moGreat first floor unit (no stairs) with private back yard. Home has two bedrooms, an office or den, a breakfast nook…
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For Sale8686 Little Swift CircleJacksonville, FL 32256
3 bd · 2 ba · 1,857 sq ft
$274,900Est. $1,463/moEnjoy an elevated pond view--and the privacy of no neighbors above--from this spacious 1,857-sq-ft Cormorant, the…
Listing Office: ponte vedra club realty, inc.
For Sale8573 Little Swift Circle 31BJacksonville, FL 32256
2 bd · 2 ba · 1,536 sq ft
$275,000Est. $1,464/moGround-floor end-unit living in The Tides at Sweetwater! This beautifully maintained condo offers 1,536 square feet…
Listing Office: watson realty corp
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines