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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reflections, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jul 20, 2026·58 days on market·Recent sales in Reflections·Reflections

329 Reflections Avenue

Ponte Vedra, FL 32081

$689,900sold priceListed at $699,900 · 98.6% of asking$289/sqftMLS# 2124683
4
Beds
3.5
Baths
2,390
Sq Ft
2026
Built
2.5
Garage
No
Pool

28 more homes for sale in Reflections →Search Reflections on the map

HOA $79/mo5,663 sqft lotSingle Family Residence2 storiesNew construction

About this home

Reflections

The Liberty plan in Reflections by Riverside Homes, to be complete in May on a beautiful preserve lot. This open plan is the same as our model with 4 bedrooms, 3.5 bath, 2.5 car garage perfect for golf cart, loft, all open and perfect for the Nocatee lifestyle. The structural options include additional windows in the family/dining room and 12' sliders flooding it with light overlooking the extended lanai. The 8' coastal 2 panel doors, tray ceiling and more all distinctively Riverside Homes. **Photos are of same plan** Design selections in photos.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,821
Property taxesest. at asking price, St. Johns County$918
HOAbilled annually$79
Estimated total, before insurance$4,819/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,130/yr · $344/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$689,900
$137,980
Loan Term
Monthly Payment
$3,821
Principal & Interest: $3,821
Property taxes (est.): $918
Insurance (est.): $460
Estimated Total Monthly
$5,199
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$120,000$120,000—

2025 property taxes (current owner): $4,130/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$699,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $313/sq ft; this home is listed at $293/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$675,140$2914/3.52,321100
299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$731,461$3054/3.52,396230
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$764,691$3193/2.52,399280.2
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$725,000$3063/2.52,3671070.2
183 Dawes Avenue, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCSep 2026$729,900$3264/2.52,2394480.2
877 Caiden Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCSep 2026$750,000$3135/42,3971800.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,900
Price / Sq Ft$293
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,390
Acres0.13 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusClosed
# of Garages2.5
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address329 Reflections Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionReflections
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size5,662.8 sq ft
Parcel Number0705033160

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 12, 2026
Days on Market58
HOA Fees$950 / Annually
HOA FrequencyAnnually
Tax Amount$4,130.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RICK WOOD & ASSOCIATES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reflections

Reflections is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Reflections homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines