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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reflections, Ponte Vedra — a home near Allen D. Nease High School.

Pending

Pending·166 days on market·Reflections

103 Jetsam Lane

Ponte Vedra, FL 32081

$733,597$315/sqftEst. $4,063/moMLS# 2142199
4
Beds
2.5
Baths
2,332
Sq Ft
2026
Built
2.5
Garage
No
Pool

27 more homes for sale in Reflections →Search Reflections on the map

HOA $70/mo6,970 sqft lotSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Reflections

The Dostie Homes Falconer is a stunning single-story residence offering 2,332 sq/ft of thoughtfully designed living space. This inviting home features 4 spacious bedrooms & 2.5 bathrooms, perfect for family living and entertaining. Upon entering, the welcoming foyer opens to the main living areas, while a private wing hosts 2 secondary bedrooms & a full hall bath, providing ideal separation for family members. There is a Cabana at he rear of the home with a full bath. The expansive great room & dining area seamlessly connect to the chef's kitchen, all with scenic views of the covered lanai--perfect for indoor-outdoor living. The luxurious master suite boasts an elegant bathroom & a generously sized walk-in closet, creating a private retreat. This home has an expanded Laundry room and is pre-plumbed for an outdoor Kitchen.

Next steps in Reflections

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,063
Property taxesest. at asking price, St. Johns County$976
HOAbilled annually$70
Estimated total, before insurance$5,110/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,087/yr · $341/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$733,597
$146,719
Loan Term
Monthly Payment
$4,063
Principal & Interest: $4,063
Property taxes (est.): $976
Insurance (est.): $489
Estimated Total Monthly
$5,529
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,000$100,000—

2025 property taxes (current owner): $4,087/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $324/sq ft; this home is listed at $315/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
37 Seamark Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$869,001$3144/3.52,768250
21 Evenfall Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$964,935$3494/3.52,76800
585 Caiden Drive, Ponte Vedra, FL 32091Listed by ICI SELECT REALTY, INC.Sep 2026$765,329$3154/32,43070
683 Caiden Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$940,000$3244/32,899260
544 Caiden Drive, Ponte Vedra, FL 32081Listed by GPS REALTY LLCSep 2026$1,003,017$3464/4.52,90000
168 Seamark Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCSep 2026$650,000$2904/2.52,2391400.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$733,597
Price / Sq Ft$315
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,332
Total Structure Area3,263 sq ft
Acres0.16 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages2.5
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNortheast

School Information

Community Information

Address103 Jetsam Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionReflections
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0705041220
ZoningSingle Family

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Maintenance Grounds, Park, Pickleball, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Off Street, On Street
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral
CoolingCentral Air, Split System
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 27, 2026
Days on Market0
HOA Fees$840 / Annually
HOA FrequencyAnnually
HOA NameSeabrook HOA by BCM Services
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,086.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: GPS REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reflections

Reflections is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Reflections homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines