This home is in Reflections, Ponte Vedra.

Pending

Pending·80 days on market·Reflections

103 Jetsam Lane

Ponte Vedra, FL 32081

$733,597$315/sqftEst. $3,905/moMLS# 2142199

Beds

Baths

2,332

Sq Ft

2026

Built

2.5

Garage

Pool

About this home

Reflections

The Dostie Homes Falconer is a stunning single-story residence offering 2,332 sq/ft of thoughtfully designed living space. This inviting home features 4 spacious bedrooms & 2.5 bathrooms, perfect for family living and entertaining. Upon entering, the welcoming foyer opens to the main living areas, while a private wing hosts 2 secondary bedrooms & a full hall bath, providing ideal separation for family members. There is a Cabana at he rear of the home with a full bath. The expansive great room & dining area seamlessly connect to the chef's kitchen, all with scenic views of the covered lanai--perfect for indoor-outdoor living. The luxurious master suite boasts an elegant bathroom & a generously sized walk-in closet, creating a private retreat. This home has an expanded Laundry room and is pre-plumbed for an outdoor Kitchen.

Cost to own

Mortgage calculator

Home Price

$733,597

Down Payment: 20%

$146,719

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,729

Principal & Interest: $3,729

Est. Taxes & Insurance: $932

Estimated Total Monthly

$4,661

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,905

Property taxesest. at asking price, St. Johns County$976

HOAbilled annually$70

Estimated total, before insurance$4,951/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

2025 property taxes (current owner): $4,087/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$733,597

Price / Sq Ft$315

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,332

Total Structure Area3,263 sq ft

Acres0.16 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages2.5

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNortheast

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address103 Jetsam Lane, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,969.6 sq ft

Parcel Number0705041220

ZoningSingle Family

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Maintenance Grounds, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Off Street, On Street

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Split System

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)