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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Quail Ridge Farms, Ponte Vedra — a waterfront home in St. Johns County.

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Sold

Sold·Closed May 18, 2026·98 days on market·Recent sales in Quail Ridge Farms·Quail Ridge Farms

10604 Quail Ridge Drive

Ponte Vedra, FL 32081

$1,499,000sold priceListed at $1,499,000 · 100% of asking$422/sqftMLS# 2123685
4
Beds
3.5
Baths
3,553
Sq Ft
1993
Built
2
Garage
No
Pool

All Quail Ridge Farms homes for sale →Search Quail Ridge Farms on the map

HOA $142/mo3.06 acresWaterfrontSingle Family Residence2 stories

About this home

Quail Ridge Farms

WELCOME to this AMAZING home on over THREE ACRES in Ponte Vedra. This is a rare opportunity to buy an estate home in Quail Ridge Farms, conveniently located in Northern St Johns County with easy access to both Jacksonville & Saint Augustine. Set on a private 3.06-acre homesite with a pond, this beautifully updated 4-bedroom, 3.5-bath residence offers space, style, & peace of mind with extensive recent improvements. In addition to four bedrooms, the home features a dedicated office, ideal for working from home or creating a quiet retreat. A new circular driveway welcomes you home, while Hardie siding (2024), new windows (2024), and a 2015 roof provide lasting curb appeal. Inside, enjoy a thoughtfully expanded sunroom area with a 2023 addition, updated kitchen complemented by marble countertops & abundant natural light. The home features a smart layout with upstairs HVAC replaced in 2021 and downstairs HVAC in 2024, new hot water heaters (2024), new septic tank (2024) and an insulated

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,238
Property taxesest. at asking price, St. Johns County$1,995
HOAbilled quarterly$142
Estimated total, before insurance$10,374/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,322/yr · $610/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2015 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,322/yr

Estimated taxes if purchased at asking price: ~$23,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $422/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
612 Picasso Avenue, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATEOct 2026$420,000$1653/2.52,547100.7
524 E Silverthorn Lane, Ponte Vedra, FL 32081Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$595,000$1915/3.53,108340.9
57 Puritan Road, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2026$732,500$2654/32,764390.9
571 Cross Ridge Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$1,150,000$2546/4.54,524491
30 Recollection Drive, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYOct 2026$900,000$3144/32,8621351.1
47 Brookline Trail, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$802,995$2435/43,30041.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,499,000
Price / Sq Ft$422
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,553
Acres3.06 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address10604 Quail Ridge Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionQuail Ridge Farms
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size133,293.6 sq ft
Parcel Number0238710320

Amenities

AmenitiesGated
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Patio / PorchCovered, Front Porch, Wrap Around
RoofShingle
ConstructionFiber Cement
Other StructuresGazebo
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 6, 2026
Days on Market98
HOA Fees$425 / Quarterly
HOA FrequencyQuarterly
HOA NameBanning Management
Tax Amount$7,322.24
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Sold by: EXP REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Quail Ridge Farms

Quail Ridge Farms is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32081.

View all Quail Ridge Farms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines