Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Greenleaf Village, Ponte Vedra — a gated community home in St. Johns County.

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Active

Active·45 days on market·Greenleaf Village

571 Cross Ridge Drive

Ponte Vedra, FL 32081

$1,150,000$254/sqftEst. $5,906/moMLS# 2154105

Beds

Baths

4,524

Sq Ft

2014

Built

Garage

Yes

Pool

About this home

Greenleaf Village

BACK ON THE MARKET!! Buyer could not sell their home. Inspections and appraisal were completed. Impeccably kept. Priced to sell!! Don't miss out on this stunning 6-bedroom, 4.5-bath POOL home with a 3-car garage, situated on a fenced, private preserve lot in Nocatee's desirable Greenleaf Village. Offering approximately 4,524 square feet, this home combines exceptional space, privacy, storage, and upscale Northeast Florida living. The premium 80-foot lot has no homes directly in front or behind. The main level features a luxurious owner's suite with dual walk-in closets, a private guest or in-law suite, a formal dining room, and a dedicated office with French doors. The open living area flows into an expansive kitchen featuring a large center island, double ovens, abundant cabinetry and counter space, plus a spacious dining area overlooking the family room. Oversized sliding glass doors showcase the peaceful preserve views and create a seamless connection to the outdoor living space.

Cost to own

Mortgage calculator

Home Price

$1,150,000

Down Payment: 20%

$230,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$5,906

Principal & Interest: $5,906

Property taxes (est.): $1,530

Insurance (est.): $767

Estimated Total Monthly

$8,203

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$5,906

Property taxesest. at asking price, St. Johns County$1,530

HOAbilled annually$23

Estimated total, before insurance$7,460/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,985/yr · $665/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$893,456	$539,730	—
2023	$903,431	$522,553	—
2022	$811,473	$505,877	—
2021	$599,849	$489,686	—
2020	$557,377	$482,235	—

2025 property taxes (current owner): $7,985/yr

Estimated taxes if purchased at asking price: ~$18,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 21, 2026Active$1,150,000
Jul 27, 2026Active Under Contract$1,150,000
Jul 20, 2026Price change$1,150,000−$25,000
Jul 7, 2026Listed$1,175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,150,000

Price / Sq Ft$254

Bedrooms6

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,524

Acres0.26 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Fenced, Salt Water, Screen Enclosure, Waterfall

Is WaterfrontNo

Gated CommunityYes

Community Information

Address571 Cross Ridge Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionGreenleaf Village

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size11,325.6 sq ft

Parcel Number0232343660

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Natural Gas Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPool, Protected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Washer Hookup

SecurityFire Alarm, Security System Owned, Smoke Detector(s)

Spa FeaturesHeated, Above Ground