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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Madeira, St. Augustine.

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Sold

Sold·Closed Jun 3, 2026·117 days on market·Recent sales in Madeira·Madeira

443 Pescado Drive

St. Augustine, FL 32095

$495,000sold priceListed at $549,000 · 90.2% of asking$245/sqftMLS# 2123131
3
Beds
2
Baths
2,023
Sq Ft
2020
Built
3
Garage
No
Pool

41 more homes for sale in Madeira →Search Madeira on the map

HOA $157/mo12,197 sqft lotSingle Family Residence1 story

About this home

Madeira

Whether you've seen 100 homes or just starting out your search, this one makes you say, ''Okay... now this feels like home.'' Built in 2020 and sitting pretty on a corner lot, this house doesn't try too hard, and that's exactly why it works. You walk in and immediately get it. The light hits right. The layout makes sense. Nothing feels cramped, chaotic, or like someone designed it for a catalog instead of real life. This chef lovers' kitchen opens into the living area because that's where life actually happens, coffee mornings, takeout nights, hosting friends, and pretending you're not checking the fridge again five minutes later. You've got three comfortable bedrooms, two full baths, and then there's the flex space with French doors... aka the room everyone fights over. Office today, guest room tomorrow, playroom, Peloton room, craft room, or the ''please don't touch anything in here'' room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled quarterly$157
Estimated total, before insurance$3,558/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,249/yr · $1,104/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$534,098$534,098—
2024$555,662$555,662—
2023$520,662$301,813—
2022$446,839$296,420—
2021$336,330$286,330—
2020$76,000$76,000—

2025 property taxes (current owner): $13,249/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Closed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $313/sq ft; this home is listed at $271/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4524 5th Avenue, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATEJul 2026$245,900$1573/21,5681220.1
200 Tesoro Terrace, St. Augustine, FL 32095Listed by GPS REALTY LLCSep 2026$749,059$3213/2.52,33400.3
126 Pescado Drive, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC.Aug 2026$520,000$2453/22,126760.3
50 Pescado Drive, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$720,000$3302/22,182350.3
343 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMESSep 2026$733,958$3134/32,343370.8
370 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMESJun 2026$535,000$2603/22,0571190.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,000
Price / Sq Ft$271
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,023
Acres0.28 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address443 Pescado Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size12,196.8 sq ft
Parcel Number0734311560

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJanuary 1, 2026
Days on Market117
HOA Fees$472 / Quarterly
HOA FrequencyQuarterly
Tax Amount$13,249.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Madeira

Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Madeira homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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