Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Palms, St. Augustine — a new construction home in St. Johns County.

Photo 1 / 9
Active

Active·187 days on market·Ocean Palms

949 N Griffin Shores Drive

St. Augustine, FL 32080

$3,700,000$844/sqftEst. $20,494/moMLS# 2139453
4
Beds
4.5
Baths
4,382
Sq Ft
2027
Built
3
Garage
No
Pool

2 more homes for sale in Ocean Palms →Search Ocean Palms on the map

FEMA Zone AEHOA $136/mo0.83 acresWaterfrontSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ocean Palms

Located within the gated community of Ocean Palms, Griffin Shores Drive is one of the most desired addresses in St Augustine. On just under an acre of land, this coveted location allows for deep water at all tides and is only minutes from the Matanzas inlet with nearly instant ocean access. Facing a conservation area and wildlife habit, the natural beauty that surround creates a private oasis. Designed with both elegance and functionality in mind, this stunning home provides expansive living spaces, modern conveniences, and exceptional outdoor features showcasing the pristine natural beauty. Inside, volume ceilings and expansive windows open to sweeping views of the Intracoastal. The Great Room serves as the heart of the home with a cozy fireplace, dry bar, and dedicated wine storage. An open gourmet kitchen, complete with butler's pantry flows seamlessly into the formal dining room.

Next steps in Ocean Palms

FollowNew Ocean Palms homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$20,494
Property taxesest. at asking price, St. Johns County$4,923
HOAbilled monthly$136
Estimated total, before insurance$25,554/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,168/yr · $847/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,700,000
$740,000
Loan Term
Monthly Payment
$20,494
Principal & Interest: $20,494
Property taxes (est.): $4,923
Insurance (est.): $2,467
Estimated Total Monthly
$27,885
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,251 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$800,000$710,088—
2024$800,000$645,535—
2023$800,000$586,850—
2022$733,600$533,500—
2021$485,000$485,000—
2020$485,000$485,000—

2025 property taxes (current owner): $10,168/yr

Estimated taxes if purchased at asking price: ~$59,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 10, 2026Listed$3,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $463/sq ft; this home is listed at $844/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
688 Ocean Palm Way, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$4,050,000$9554/5.54,239531.7
365 Marsh Point Circle, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2026$1,075,000$3404/3.53,16471.7
912 Sandy Beach Circle, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$1,440,000$4104/33,510102
473 Ocean Forest Drive, St. Augustine Beach, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEJul 2026$1,700,000$4634/43,669702
6698 A1A S, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$700,000$2054/3.53,416832.5
188 Herons Nest Lane, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,850,000$4823/33,84202.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,700,000
Price / Sq Ft$844
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,382
Acres0.83 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
New ConstructionYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address949 N Griffin Shores Drive, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size36,154.8 sq ft
Parcel Number1759311970

Amenities

AmenitiesClubhouse, Gated, Security
UtilitiesSewer Available, Other
Water SourcePublic, Other
ParkingOther, Garage
ViewIntracoastal
Waterfront TypeNavigable Water

Interior

AppliancesOther
HeatingCentral, Electric
CoolingCentral Air, Electric, Other
# of Stories2
SecuritySecurity Gate

Exterior

ConstructionBlock
Other StructuresOther

Additional Information

Date ListedApril 10, 2026
Days on Market173
HOA Fees$136 / Monthly
HOA FrequencyMonthly
Tax Amount$10,168
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ENGEL & VOLKERS ST AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Palms

Ocean Palms is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Ocean Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines