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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 22, 2026·144 days on market·Recent sales in St. Augustine

420 Trade Wind Lane

St. Augustine, FL 32080

$895,000sold priceListed at $950,000 · 94.2% of asking$476/sqftMLS# 2129609
3
Beds
3
Baths
1,881
Sq Ft
1983
Built
—
Garage
No
Pool
No HOA0.96 acresWaterfrontSingle Family Residence2 stories

About this home

St. Augustine

Amazing breathtaking sunsets with panoramic Intracoastal views at this beautifully updated waterfront home on TradewindLane. Perfectly positioned to capture evening skies and tranquil water vistas, this move-in-ready property offers the ideal blendof coastal charm and modern updates. Inside, you'll find a thoughtfully refreshed interior designed for easy living and effortlessentertaining. Recent updates enhance both style and functionality, allowing you to simply move in and start enjoying thewaterfront lifestyle. Expansive windows bring the outdoors in, filling the home with natural light and showcasing the ever-changing views of the Intracoastal. Whether you're sipping coffee in the morning, hosting friends at sunset, or watching boatsglide by, this home delivers the Florida waterfront experience buyers dream of. Conveniently located near beaches, dining,and shopping, 420 Tradewind Lane is a rare opportunity to own an updated Intracoastal-front retreat!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,957
Property taxesest. at asking price, St. Johns County$1,191
Estimated total, before insurance$6,148/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$895,000
$179,000
Loan Term
Monthly Payment
$4,957
Principal & Interest: $4,957
Property taxes (est.): $1,191
Insurance (est.): $597
Estimated Total Monthly
$6,745
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$664,501$658,424—
2024$642,235$598,567—
2023$643,185$544,152—
2022$546,846$494,684—
2021$449,713$449,713—
2020$424,171$424,171—

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $388/sq ft; this home is listed at $505/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
330 Trade Wind Lane, St. Augustine, FL 32080Listed by STA REALTYAug 2026$550,000$3403/21,6163970.2
316 Mystical Way, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPJul 2026$429,500$2393/21,794110.2
284 San Nicolas Way, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$550,000$2963/21,8581810.4
40 E Magnolia Avenue, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPAug 2026$1,067,500$5854/31,8241130.8
5072 Medoras Avenue, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYSep 2026$950,000$4483/32,122400.9
229 N Ocean Trace Road, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPJul 2026$620,000$3883/21,596150.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$505
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,881
Acres0.96 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleStilt
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address420 Trade Wind Lane, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSt Augustine Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size41,817.6 sq ft
Parcel Number1758100010

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport
ViewIntracoastal
Waterfront TypeIntracoastal, Marsh

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Gas Oven, Gas Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch
RoofShingle
ConstructionFrame

Additional Information

Date ListedFebruary 11, 2026
Days on Market144
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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