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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed May 27, 2026·174 days on market·Recent sales in The Plantation·The Plantation

149 Twelve Oaks Lane

Ponte Vedra Beach, FL 32082

$2,150,000sold priceListed at $2,500,000 · 86% of asking$468/sqftMLS# 2117670
4
Beds
5.5
Baths
4,592
Sq Ft
1989
Built
3
Garage
Yes
Pool

20 more homes for sale in The Plantation →Search The Plantation on the map

HOA $1902/mo0.96 acresSingle Family Residence1 story

About this home

The Plantation

Elegant Estate Living on Nearly an Acre in The Plantation. Set on almost a full acre overlooking the signature island green, this remarkable four-bedroom, six-bath residence combines Mediterranean grandeur with refined modern comfort. The home's sweeping circular drive and impressive stone entry set the tone for what lies within — a private sanctuary designed for those who love to entertain in style. Soaring ceilings, graceful arches, and hand-laid travertine floors bring warmth and timeless sophistication throughout. Walls of glass open effortlessly to a vast covered terrace, revealing an extraordinary saltwater pool framed by manicured gardens, koi ponds, and sculptural water features that feel more resort than residence. The open layout flows beautifully between grand living spaces and an exquisite chef's kitchen, complete with custom cabinetry, dual dishwashers, and a professional-grade 48'' gas range fit for any culinary enthusiast.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,909
Property taxesest. at asking price, St. Johns County$2,861
HOAbilled monthly$1,902
Estimated total, before insurance$16,672/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$23,259/yr · $1,938/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,150,000
$430,000
Loan Term
Monthly Payment
$11,909
Principal & Interest: $11,909
Property taxes (est.): $2,861
Insurance (est.): $1,433
Estimated Total Monthly
$16,203
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,197,008$1,877,383—
2024$1,873,766$1,823,766—
2023$1,889,266$1,889,266—
2022$1,795,719$1,795,719—
2021$911,434$666,678—
2020$878,534$656,776—

2024 property taxes (current owner): $23,259/yr

Estimated taxes if purchased at asking price: ~$34,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $553/sq ft; this home is listed at $544/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
120 Regents Place, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYAug 2026$3,194,840$6374/5.55,0123060.4
281 Plantation Circle S, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$3,125,000$6644/4.54,705420.5
134 Muirfield Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Aug 2026$2,600,000$5535/4.54,7021740.5
196 Governors Road, Ponte Vedra Beach, FL 32082Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Jun 2026$1,820,000$3985/64,5711030.7
264 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by GAILEY ENTERPRISES LLCAug 2026$1,500,000$3135/64,799210.8
380 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,300,000$3065/54,246460.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,500,000
Price / Sq Ft$544
Bedrooms4
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,592
Acres0.96 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo
Gated CommunityYes

Community Information

Address149 Twelve Oaks Lane, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size41,817.6 sq ft
Parcel Number0669130130
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Pickleball, Playground, Security, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
RoofTile
ConstructionStucco
Road FrontagePrivate Road

Additional Information

Date ListedNovember 13, 2025
Days on Market174
HOA Fees$1,902 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity, Trash, Other
Tax Amount$23,258.71
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines