This home is in The Plantation, Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·321 days on market·The Plantation

120 Regents Place

Ponte Vedra Beach, FL 32082

$3,450,000$688/sqftEst. $18,362/moMLS# 2106154

Beds

Baths

5,012

Sq Ft

2009

Built

Garage

Yes

Pool

About this home

The Plantation

Reduced from $4.1M. Welcome to The Plantation, where refined luxury meets coastal elegance and residents enjoy an unparalleled lifestyle. Nestled on a cul-de-sac with one of the finest water-to-golf lots overlooking the 9th green, this custom home blends function, comfort, & breathtaking views. With concrete foundation & impact windows, quality is evident throughout. Inside, custom touches & fine finishes reveal meticulous design. Retractable corner sliders open the living space to a screened lanai, pool, & expansive vistas. The gourmet kitchen features top-tier appliances, ample counter space, & views of the pool & golf course. The main-level primary suite offers new hardwood floors, a spa-like bath & lanai access, creating a true retreat. Adjacent office with custom built-ins & opposite-wing ensuite guest room complete the first floor. Upstairs are 2 additional bedrooms, a bonus room with wet bar & flex space. Oversized 3-car garage with tons of storage complete this luxury home.

Cost to own

Mortgage calculator

Home Price

$3,450,000

Down Payment: 20%

$690,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$17,427

Principal & Interest: $17,427

Est. Taxes & Insurance: $4,357

Estimated Total Monthly

$21,784

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$18,362

Property taxesest. at asking price, St. Johns County$4,591

HOAbilled monthly$2,046

Estimated total, before insurance$24,999/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $3,800,000 in March 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$2,906,355	$2,855,633	—
2024	$2,372,928	$1,833,188	—
2023	$1,929,937	$1,778,338	—
2022	$1,868,589	$1,725,085	—
2021	$1,079,329	$924,161	—
2020	$1,031,256	$910,711	—

2024 property taxes (current owner): $23,377/yr

Estimated taxes if purchased at asking price: ~$55,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Aug 28, 2025Listed$3,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,450,000

Price / Sq Ft$688

Bedrooms4

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage5,012

Acres0.36 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish, Traditional, Other

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated, Screen Enclosure, Waterfall

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address120 Regents Place, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size15,681.6 sq ft

Parcel Number0669190100

ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Garage, Garage Door Opener, Gated

ViewGolf Course, Lake, Pond, Pool, Water

Waterfront TypeDeeded Beach Access, Lagoon, Lake Front, Pond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Freezer, Gas Cooktop, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Heat Pump

CoolingCentral Air, Electric, Multi Units

FlooringMarble, Tile, Wood

FireplaceYes

# of Fireplaces3

Fireplace FeaturesGas, Outside, Wood Burning

# of Stories2

LevelsTwo

LaundrySink

Security24 Hour Security, Gated with Guard, Security Gate, Security System Owned, Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Private