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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed Aug 5, 2026·306 days on market·Recent sales in The Plantation·The Plantation

120 Regents Place

Ponte Vedra Beach, FL 32082

$3,194,840sold priceListed at $3,450,000 · 92.6% of asking$637/sqftMLS# 2106154
4
Beds
5.5
Baths
5,012
Sq Ft
2009
Built
3
Garage
Yes
Pool

20 more homes for sale in The Plantation →Search The Plantation on the map

FEMA Zone XHOA $2046/mo15,682 sqft lotWaterfrontSingle Family Residence2 stories

About this home

The Plantation

Reduced from $4.1M. Welcome to The Plantation, where refined luxury meets coastal elegance and residents enjoy an unparalleled lifestyle. Nestled on a cul-de-sac with one of the finest water-to-golf lots overlooking the 9th green, this custom home blends function, comfort, & breathtaking views. With concrete foundation & impact windows, quality is evident throughout. Inside, custom touches & fine finishes reveal meticulous design. Retractable corner sliders open the living space to a screened lanai, pool, & expansive vistas. The gourmet kitchen features top-tier appliances, ample counter space, & views of the pool & golf course. The main-level primary suite offers new hardwood floors, a spa-like bath & lanai access, creating a true retreat. Adjacent office with custom built-ins & opposite-wing ensuite guest room complete the first floor. Upstairs are 2 additional bedrooms, a bonus room with wet bar & flex space. Oversized 3-car garage with tons of storage complete this luxury home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$17,696
Property taxesest. at asking price, St. Johns County$4,251
HOAbilled monthly$2,046
Estimated total, before insurance$23,994/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$23,377/yr · $1,948/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,194,840
$638,968
Loan Term
Monthly Payment
$17,696
Principal & Interest: $17,696
Property taxes (est.): $4,251
Insurance (est.): $2,130
Estimated Total Monthly
$24,077
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $3,800,000 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$2,906,355$2,855,633—
2024$2,372,928$1,833,188—
2023$1,929,937$1,778,338—
2022$1,868,589$1,725,085—
2021$1,079,329$924,161—
2020$1,031,256$910,711—

2024 property taxes (current owner): $23,377/yr

Estimated taxes if purchased at asking price: ~$51,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$3,450,000
  • Aug 28, 2025Listed$3,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $553/sq ft; this home is listed at $688/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
281 Plantation Circle S, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$3,125,000$6644/4.54,705420.3
109 Laurel Way, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJun 2026$1,950,000$5515/4.53,541560.4
196 Twelve Oaks Lane, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$2,700,000$5695/5.54,745110.4
149 Twelve Oaks Lane, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCMay 2026$2,150,000$4684/5.54,5921740.4
134 Muirfield Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Aug 2026$2,600,000$5535/4.54,7021740.6
196 Governors Road, Ponte Vedra Beach, FL 32082Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Jun 2026$1,820,000$3985/64,5711030.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,450,000
Price / Sq Ft$688
Bedrooms4
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage5,012
Acres0.36 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish, Traditional, Other
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure, Waterfall
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address120 Regents Place, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size15,681.6 sq ft
Parcel Number0669190100
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesRestaurant, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage, Garage Door Opener, Gated
ViewGolf Course, Lake, Pond, Pool, Water
Waterfront TypeDeeded Beach Access, Lagoon, Lake Front, Pond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Freezer, Gas Cooktop, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringMarble, Tile, Wood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesGas, Outside, Wood Burning
# of Stories2
LevelsTwo
LaundrySink
Security24 Hour Security, Gated with Guard, Security Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesBalcony, Impact Windows, Outdoor Kitchen
Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofTile
ConstructionConcrete, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 28, 2025
Days on Market306
HOA Fees$2,046 / Monthly
HOA FrequencyMonthly
HOA NameThe Plantation at PV
HOA Fee IncludesSecurity
Tax Amount$23,376.88
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARSH LANDING REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines