This home is in The Plantation, Ponte Vedra Beach.

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Active

Active·Listed today·The Plantation

265 Plantation Circle S

Ponte Vedra Beach, FL 32082

$2,475,000$736/sqftEst. $12,619/moMLS# 2157648

Beds

Baths

3,364

Sq Ft

2015

Built

Garage

Pool

About this home

The Plantation

Pristine and beautifully appointed, this single-story Arthur Rutenberg residence presents refined contemporary living along the private 8th fairway of The Plantation. Built in 2015, the home pairs timeless architecture with exceptional craftsmanship, lush golf-course views and thoughtfully designed spaces. The chef's kitchen is a showpiece with Wolf induction cooking, double ovens, Sub-Zero refrigeration, Bosch dishwasher, quartz countertops, custom pullouts and a discreet appliance garage with a dedicated water line. Mahogany complements the dramatic great room, where a stacked stone gas fireplace, architectural ceiling treatments and rich engineered wood floors create warmth and distinction. The expansive primary suite features a wall of windows, dual closets and a marble bath with Jacuzzi tub and spa shower with body jets. En-suite guest rooms and a private rear den provide luxurious accommodations and peaceful places for family and friends. See More....

Cost to own

Mortgage calculator

Home Price

$2,475,000

Down Payment: 20%

$495,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$12,619

Principal & Interest: $12,619

Property taxes (est.): $3,293

Insurance (est.): $1,650

Estimated Total Monthly

$17,563

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$12,619

Property taxesest. at asking price, St. Johns County$3,293

HOAbilled monthly$1,771

Estimated total, before insurance$17,684/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,913/yr · $909/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,913/yr

Estimated taxes if purchased at asking price: ~$39,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Listed$2,475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,475,000

Price / Sq Ft$736

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,364

Total Structure Area4,679 sq ft

Acres0.55 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address265 Plantation Circle S, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size23,958 sq ft

Lot Dimensions125 x 177 x 142 x 184

Parcel Number0669160190

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Stone, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne