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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Aug 20, 2026·42 days on market·Recent sales in The Plantation·The Plantation

281 Plantation Circle S

Ponte Vedra Beach, FL 32082

$3,125,000sold priceListed at $3,195,000 · 97.8% of asking$664/sqftMLS# 2147316
4
Beds
4.5
Baths
4,705
Sq Ft
1993
Built
3
Garage
Yes
Pool

20 more homes for sale in The Plantation →Search The Plantation on the map

FEMA Zone XHOA $2046/mo0.62 acresSingle Family Residence2 stories

About this home

The Plantation

Experience luxury resort-style living in the prestigious Plantation at Ponte Vedra Beach with this beautifully updated, move-in ready estate home perfectly positioned on the golf course with sweeping fairway views of the 8th hole. From the moment you enter, the home makes a stunning first impression as dramatic 9-foot sliding glass doors frame the sparkling resort-style pool and outdoor living area, seamlessly blending indoor and outdoor living. The elegant living room features a sleek linear fireplace and a temperature-controlled wine wall that any collector will appreciate. Designed for both everyday living and entertaining, the open-concept floor plan flows effortlessly into the gourmet kitchen appointed with premium Wolf and Sub-Zero appliances, while offering picturesque views of the pool, lanai, & expansive family room. The spacious first-floor primary suite is a private retreat featuring a sitting area with direct access to the pool and lanai, along with a spa-inspired bath

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$17,309
Property taxesest. at asking price, St. Johns County$4,158
HOAbilled monthly$2,046
Estimated total, before insurance$23,514/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,549/yr · $1,379/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,125,000
$625,000
Loan Term
Monthly Payment
$17,309
Principal & Interest: $17,309
Property taxes (est.): $4,158
Insurance (est.): $2,083
Estimated Total Monthly
$23,551
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Tile — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,790,361$1,191,951—
2024$1,567,877$1,157,651—
2023$1,582,623$1,122,477—
2022$1,397,374$1,088,327—
2021$1,105,172$1,055,172—
2020$1,109,428$1,059,428—

2025 property taxes (current owner): $16,549/yr

Estimated taxes if purchased at asking price: ~$49,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$3,195,000
  • Jul 21, 2026Pending$3,195,000
  • Jul 9, 2026Active Under Contract$3,195,000
  • May 27, 2026Listed$3,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $590/sq ft; this home is listed at $679/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
120 Regents Place, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYAug 2026$3,194,840$6374/5.55,0123060.3
134 Muirfield Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Aug 2026$2,600,000$5535/4.54,7021740.4
137 River Marsh Drive, Ponte Vedra Beach, FL 32082Listed by DOUGLAS ELLIMAN FLORIDAJul 2026$2,570,602$5674/3.54,536250.6
112 Magnolia Hammock Drive, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$1,450,000$3825/43,79570.8
104 Lost Beach Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$2,225,000$6466/63,4431160.9
1246 Neck Road, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTSSep 2026$2,500,000$5905/4.54,23600.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,195,000
Price / Sq Ft$679
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,705
Acres0.62 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address281 Plantation Circle S, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size27,007.2 sq ft
Parcel Number0669160230
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Pickleball, Playground
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces3
# of Stories2
Spa FeaturesIn Ground, Private

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionOn Golf Course
RoofTile
ConstructionFrame, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 27, 2026
Days on Market42
HOA Fees$2,046 / Monthly
HOA FrequencyMonthly
HOA NameThe Plantation at Ponte Vedraa
Tax Amount$16,549.23
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines