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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plantation Oaks, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Aug 28, 2026·21 days on market·Recent sales in Plantation Oaks·Plantation Oaks

264 Clearwater Drive

Ponte Vedra Beach, FL 32082

$1,500,000sold priceListed at $1,579,000 · 95% of asking$313/sqftMLS# 2152678
5
Beds
6
Baths
4,799
Sq Ft
2005
Built
3
Garage
Yes
Pool

6 more homes for sale in Plantation Oaks →Search Plantation Oaks on the map

FEMA Zone XHOA $197/mo13,068 sqft lotSingle Family Residence3 stories

About this home

Plantation Oaks

Tucked away on a spacious preserve lot in Plantation Oaks, Ponte Vedra Beach, this exceptional pool home is a rare find--blending unmatched character with elevated coastal design and thoughtful craftsmanship throughout. The heart of the home is a stunning, coastal-inspired kitchen designed for both everyday living and entertaining. Outfitted with high-end stainless steel appliances, including a gas cooktop, custom Woodsman cabinetry, a one-of-a-kind Tabbystone range hood, cast iron farmhouse sink, granite countertops, and a separate stone vegetable sink, every detail has been carefully curated. Ambient under- and over-cabinet lighting adds warmth and dimension. The adjacent family room impresses with soaring 20-foot ceilings and a dramatic wall of windows that floods the space with natural light. Disappearing glass sliders create a seamless transition to the outdoor living area--an entertainer's dream featuring a screened lanai, resort-style pool and spa, summer kitchen, cozy

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,309
Property taxesest. at asking price, St. Johns County$1,996
HOAbilled annually$197
Estimated total, before insurance$10,502/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,964/yr · $997/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,500,000
$300,000
Loan Term
Monthly Payment
$8,309
Principal & Interest: $8,309
Property taxes (est.): $1,996
Insurance (est.): $1,000
Estimated Total Monthly
$11,305
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,338,190$851,533—
2024$1,187,410$826,827—
2023$1,200,410$801,288—
2022$1,024,760$776,493—
2021$805,299$752,420—
2020$791,341$741,341—

2025 property taxes (current owner): $11,964/yr

Estimated taxes if purchased at asking price: ~$24,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$1,579,000
  • Jul 18, 2026Active Under Contract$1,579,000
  • Jul 12, 2026Price change$1,579,000−$10,000
  • Jun 26, 2026Listed$1,589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $537/sq ft; this home is listed at $329/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
299 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,680,000$4165/3.54,038380.2
347 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,350,000$2876/5.54,70730.3
195 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,925,000$5374/3.53,5881270.4
380 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,300,000$3065/54,246460.4
11 Cat Road, Ponte Vedra Beach, FL 32082Listed by MARSH VIEW REAL ESTATEJun 2026$2,500,000$6795/43,682710.4
127 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$4,295,000$7364/55,835170.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,579,000
Price / Sq Ft$329
Bedrooms5
Bathrooms6.00
Full Baths6
Square Footage4,799
Acres0.30 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure, Solar Heat
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address264 Clearwater Drive, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPlantation Oaks
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size13,068 sq ft
Parcel Number0683720800

Amenities

AmenitiesPool, Basketball Court, Gated, Park, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Stone, Tile
FireplaceYes
# of Fireplaces3
Fireplace FeaturesGas
# of Stories3
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedJune 26, 2026
Days on Market21
HOA Fees$2,367 / Annually
HOA FrequencyAnnually
Tax Amount$11,964.27
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAILEY ENTERPRISES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plantation Oaks

Plantation Oaks is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Plantation Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines