Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a Ponte Vedra Beach golf community home.

Photo 1 / 128
Active

Active·1 day on market·The Plantation

105 Queens Way

Ponte Vedra Beach, FL 32082

$2,575,000$855/sqftEst. $14,151/mo mortgageMLS# 2170357
3
Beds
3
Baths
3,010
Sq Ft
1998
Built
3
Garage
Yes
Pool

19 more homes for sale in The Plantation →Search The Plantation on the map

FEMA Zone XHOA $2046/mo0.47 acresWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

The Plantation

Polished design, lagoon views, and resort-caliber recreation—this completely renovated, single-level residence delivers an exceptional lifestyle within The Plantation at Ponte Vedra Beach. Offering 3,010 square feet, three bedrooms, three bathrooms, and a three-car garage, the home backs to a remarkable 160-foot lagoon. The 2024 kitchen makes a memorable statement with custom black-and-white cabinetry, glass-front displays, Carrara marble counters and backsplash, a 12-foot island, and Monogram appliances including a gas range, double ovens, and five-in-one microwave. European white oak flooring carries through the living areas, while the family room's raised 12-foot ceiling adds volume. Fresh paint, velvet drapery, polished-nickel Baldwin hardware, and new bedroom carpet complete the tailored look. The primary bathroom is equally considered, featuring a zero-entry Carrara marble shower, quartz-topped double vanity, Toto bidet toilet, Kohler fixtures, and large walk-in closet. Both

Next steps in The Plantation

FollowNew The Plantation homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$14,151
Property taxesest. at asking price, St. Johns County$3,426
HOAbilled monthly$2,046
Estimated total, before insurance$19,623/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,302/yr · $942/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,575,000
$515,000
Loan Term
Monthly Payment
$14,151
Principal & Interest: $14,151
Property taxes (est.): $3,426
Insurance (est.): $1,717
Estimated Total Monthly
$19,294
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,302/yr

Estimated taxes if purchased at asking price: ~$41,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2026Listed$2,575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $538/sq ft; this home is listed at $855/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATEOct 2026$1,800,000$5374/33,355150.4
240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Oct 2026$1,400,000$5543/32,526360.5
108 Oceans Edge Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCAug 2026$900,000$3764/32,394720.5
2642 Long Boat Court S, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCAug 2026$1,907,764$5384/3.53,54440.6
120 Ocean'S Edge Drive, Ponte Vedra Beach, FL 32082Listed by PREMIER HOMES REALTY INCAug 2026$740,000$3114/32,380810.6
185 Retreat Place, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$2,575,000$6824/4.53,7751230.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,575,000
Price / Sq Ft$855
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,010
Acres0.47 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes

School Information

Zoned elementaryOcean Palms Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryOcean Palms
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address105 Queens Way, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size20,473.2 sq ft
Parcel Number0669111114
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesStreet Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods, Water, Other
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofTile
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 22, 2026
Days on Market0
HOA Fees$2,046 / Monthly
HOA FrequencyMonthly
HOA NameThe Plantation At Ponte Vedra
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$11,302.07
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines