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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active

Active·Listed today·The Plantation

148 Muirfield Dr Drive

Ponte Vedra Beach, FL 32082

$2,495,000$753/sqftEst. $13,603/mo mortgageMLS# 2171152
3
Beds
3.5
Baths
3,315
Sq Ft
2013
Built
3
Garage
No
Pool

20 more homes for sale in The Plantation →Search The Plantation on the map

HOA $2046/mo0.44 acresSingle Family Residence1 story

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About this home

The Plantation

Fully furnished and completely turnkey on the 7th fairway of The Plantation at Ponte Vedra Beach golf course. This one-story Arthur Rutenberg home has been a very lightly used second home and shows beautifully. Two primary suites plus an ensuite guest room and an office/game room. Main primary bath with double vanities, tub, and steam shower. Plantation shutters and 8-ft doors throughout. Gas kitchen with GE appliances, new refrigerator, a wine fridge, and a large hidden pantry. Screened outdoor kitchen with BBQ overlooking the par-3 7th. Updates: 2-year-old zoned AC, new tankless water heater, reverse osmosis and water filtration, dehumidification system. Furnishings, dishware, and golf cart convey. Bring your clubs and move in on closing day. Community: 24-hour staffed gatehouse and mobile security patrols. Amenities: oceanfront beach club and pool, championship golf, 7 Har-Tru tennis and 5 pickleball courts, croquet, fitness center, renovated clubhouse and dining.

Next steps in The Plantation

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$13,603
Property taxesest. at asking price, St. Johns County$3,320
HOAbilled monthly$2,046
Estimated total, before insurance$18,969/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,554/yr · $1,546/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,495,000
$499,000
Loan Term
Monthly Payment
$13,603
Principal & Interest: $13,603
Property taxes (est.): $3,320
Insurance (est.): $1,663
Estimated Total Monthly
$18,586
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete, Tile — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $18,554/yr

Estimated taxes if purchased at asking price: ~$39,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 29, 2026Active$2,495,000
  • Oct 26, 2026Listed$2,495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $398/sq ft; this home is listed at $753/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATEOct 2026$1,800,000$5374/33,355150.4
641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$839,000$3204/2.52,62020.6
240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Oct 2026$1,400,000$5543/32,526360.7
112 Magnolia Hammock Drive, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$1,450,000$3825/43,79570.7
124 Mill Cove Lane, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$845,000$3634/32,329460.7
101 Old Mill Court, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$1,151,000$3985/42,895830.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,495,000
Price / Sq Ft$753
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,315
Acres0.44 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address148 Muirfield Dr Drive, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size19,166.4 sq ft
Parcel Number0669210070
ZoningResidential

Amenities

AmenitiesOther, Beach Access, Children's Pool, Clubhouse, Fitness Center, Golf Course, Management - Full Time, Management- On Site, Pickleball, Racquetball, Security, Tennis Court(s)
Community FeaturesSidewalks, Restaurant, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Wood
# of Stories1
LevelsOne
SecurityGated with Guard, Security System Owned

Exterior

Lot DescriptionOn Golf Course
Patio / PorchPorch, Rear Porch, Screened
RoofConcrete, Tile
ConstructionStucco
Road FrontagePrivate Road

Additional Information

Date ListedOctober 29, 2026
Days on Market0
HOA Fees$2,046 / Monthly
HOA FrequencyMonthly
HOA NameThe Plantation of PV
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$18,554.49
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines