This home is in Villages of Valencia, St. Augustine.
Sold·Closed Jul 17, 2026·246 days on market·Recent sales in Villages of Valencia·Villages of Valencia
128 Modesto Drive
St. Augustine, FL 32086
4 more homes for sale in Villages of Valencia →Search Villages of Valencia on the map
About this home
Villages of Valencia
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the heart of St. Augustine! Built in 2021, this property blends modern comfort with timeless appeal. The open floor plan creates a seamless flow between kitchen, dining, and living areas--perfect for relaxing or entertaining. Natural light fills every corner, enhancing the home's inviting atmosphere. The primary suite offers a peaceful retreat, while the additional bedrooms provide flexibility for guests, work, or hobbies. Step outside to enjoy a private backyard ideal for quiet evenings or weekend gatherings. Conveniently located near shopping, dining, and beaches, this home offers the perfect balance of comfort and convenience. Discover the charm and functionality of this move-in-ready St. Augustine gem! Seller will remove the fence at seller's expense, if the buyer prefers.
Next steps in Villages of Valencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $288,851 | $171,988 | — |
| 2024 | $298,251 | $166,433 | — |
| 2023 | $246,405 | $160,129 | — |
| 2022 | $265,463 | $154,009 | — |
| 2021 | $50,000 | $50,000 | — |
2024 property taxes (current owner): $2,473/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 17, 2026Closed$325,000
- Oct 23, 2025Listed$325,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $233/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 394 Balearics Drive, St. Augustine, FL 32086Listed by SAVVY AVENUE, LLC. | Jun 2026 | $395,000 | $220 | 3/2 | 1,798 | 33 | 0.3 |
| 564 Domenico Circle, St. Augustine, FL 32086Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $415,000 | $236 | 3/2 | 1,755 | 21 | 0.5 |
| 437 Escalante Court, St. Augustine, FL 32086Listed by WEICHERT REALTORS COASTAL CITY | Jun 2026 | $565,000 | $328 | 3/2 | 1,724 | 9 | 0.5 |
| 100 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS) | Aug 2026 | $456,784 | $258 | 3/2 | 1,769 | 0 | 0.7 |
| 756 Crestwood Drive, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTY | Aug 2026 | $339,900 | $214 | 2/2 | 1,592 | 1 | 0.8 |
| 101 Laurel Wood Way Way 104, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2026 | $265,000 | $208 | 2/2 | 1,272 | 0 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Villages of Valencia
Villages of Valencia is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
View all Villages of Valencia homes for sale →Keep looking
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For Sale502 La Mancha DriveSt. Augustine, FL 32086
3 bd · 2 ba · 2,054 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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