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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages of Valencia, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·1 day on market·Villages of Valencia

835 E Watson Road

St. Augustine, FL 32086

$429,900$222/sqftEst. $2,381/moMLS# 2169577
3
Beds
2
Baths
1,939
Sq Ft
2018
Built
2
Garage
No
Pool

3 more homes for sale in Villages of Valencia →Search Villages of Valencia on the map

FEMA Zone XHOA $82/mo5,227 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Villages of Valencia

Priced to sell at $429,900! Enjoy peaceful living in a quiet St. Augustine neighborhood with water views and a private backyard. This well-maintained home offers a spacious kitchen with a large pantry, comfortable living areas, and a Florida room overlooking the backyard and water. The primary suite features a convenient walk-through closet with direct access to the laundry room. Additional highlights include a spacious two-car garage with epoxy flooring and a water softener. Enjoy low HOA fees, no CDD fees, and neighborhood amenities including a community pool and playground. Conveniently located near shopping, dining, beautiful St. Augustine beaches, and historic downtown. A wonderful opportunity to enjoy Florida living with space, privacy, and convenience!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,381
Property taxesest. at asking price, St. Johns County$572
HOAbilled quarterly$82
Estimated total, before insurance$3,035/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,601/yr · $300/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$429,900
$85,980
Loan Term
Monthly Payment
$2,381
Principal & Interest: $2,381
Property taxes (est.): $572
Insurance (est.): $287
Estimated Total Monthly
$3,240
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,601/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$429,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
128 Modesto Drive, St. Augustine, FL 32086Listed by REAL BROKER LLCJul 2026$320,000$2293/21,3972460.2
564 Domenico Circle, St. Augustine, FL 32086Listed by REALTY ONE GROUP ELEVATESep 2026$415,000$2363/21,755210.3
394 Balearics Drive, St. Augustine, FL 32086Listed by SAVVY AVENUE, LLC.Jun 2026$395,000$2203/21,798330.4
242 Goya Way, St. Augustine, FL 32086Listed by FIV REALTY CO FLORIDA LLCSep 2026$499,000$2144/22,3361130.7
100 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS)Aug 2026$456,784$2583/21,76900.7
756 Crestwood Drive, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTYAug 2026$339,900$2142/21,59210.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,900
Price / Sq Ft$222
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,939
Acres0.12 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryW. D. Hartley
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address835 E Watson Road, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionVillages of Valencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size5,227.2 sq ft
Parcel Number1818840640

Amenities

AmenitiesPool, Park, Playground
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

AppliancesDishwasher, Electric Range, Microwave, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Glass Enclosed, Rear Porch, Screened
FencingWrought Iron
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedOctober 16, 2026
Days on Market2
HOA Fees$245 / Quarterly
HOA FrequencyQuarterly
HOA NameVillages of Valencia - Sovereign and Jacobs
Tax Amount$3,600.88
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages of Valencia

Villages of Valencia is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Villages of Valencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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