This home is in St. Augustine.

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Active

Active·55 days on market

6300 A1A A13U

St. Augustine, FL 32080

$392,000$390/sqftEst. $1,999/moMLS# 2147644

Beds

Baths

1,004

Sq Ft

1974

Built

—

Garage

Pool

About this home

St. Augustine

Welcome to Quail Hollow - Your Beachside Escape! This beautifully updated condo offers the perfect blend of modern comfort and coastal charm.With a Ocean view to check the waves! Featuring granite countertops, a walk-in tiled shower, and contemporary finishes throughout, this unit is move-in ready and has a proven track record as a successful vacation rental. Nestled in a gated, oceanside community with fresh exterior paint, a sparkling community pool, and lush, true Florida landscaping--complete with hibiscus, swaying palm trees, and the scent of ocean breezes. Just steps from a private boardwalk leading to the white sandy shores of St. Augustine Beach, a beloved destination for generations. Quail Hollow is a small, intimate complex perfect for your beachside retreat or investment property!

Cost to own

Mortgage calculator

Home Price

$392,000

Down Payment: 20%

$78,400

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,999

Principal & Interest: $1,999

Property taxes (est.): $522

Insurance (est.): $261

Estimated Total Monthly

$2,782

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,999

Property taxesest. at asking price, St. Johns County$522

HOAbilled monthly$742

Estimated total, before insurance$3,262/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,772/yr · $314/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$323,809	$298,451	—
2024	$338,130	$271,319	—
2023	$325,560	$246,654	—
2022	$246,636	$224,231	—
2021	$204,469	$203,846	—
2020	$194,922	$185,315	—

2024 property taxes (current owner): $3,772/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History