Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

Photo 1 / 55
Active

Active·50 days on market

412 Maribella Court

St. Augustine, FL 32086

$525,000$324/sqftEst. $2,885/mo mortgageMLS# 2163495
↓ $55,000 below original list
3
Beds
2
Baths
1,618
Sq Ft
2012
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $35/moSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

POOL HOME • OUTDOOR KITCHEN • NEW HVAC • PRIME ST. AUGUSTINE LOCATION! Welcome to a home where indoor comfort meets incredible outdoor living! This beautifully maintained 3-bedroom, 2-bath home is designed for enjoying the best of the Florida lifestyle, with a private backyard retreat that will have you looking forward to spending more time at home. Step outside and discover a sparkling pool surrounded by an exceptional outdoor kitchen and entertainment area, the perfect setting for weekend gatherings, pool days, dinners under the stars, or simply unwinding after a long day. The outdoor kitchen is truly built for entertaining and features a sink, mini refrigerator, and premium American Outdoor Grill propane grill, giving you everything you need to host with ease. Inside, the inviting layout provides comfortable living spaces and a desirable split-bedroom design. The spacious primary suite offers a walk-in closet and a private bathroom with a beautiful vanity, creating a relaxing

Next steps in St. Augustine Shores

FollowNew St. Augustine Shores homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,885
Property taxesest. at asking price, St. Johns County$699
HOAbilled monthly$35
Estimated total, before insurance$3,619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,885
Principal & Interest: $2,885
Property taxes (est.): $699
Insurance (est.): $350
Estimated Total Monthly
$3,934
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,824 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 9, 2026Price change$525,000−$24,999
  • Sep 15, 2026Price change$549,999−$30,001
  • Sep 4, 2026Listed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS)Aug 2026$456,784$2583/21,76900.2
564 Domenico Circle, St. Augustine, FL 32086Listed by REALTY ONE GROUP ELEVATESep 2026$415,000$2363/21,755210.5
435 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS)Jun 2026$502,942$2843/21,76900.5
128 Modesto Drive, St. Augustine, FL 32086Listed by REAL BROKER LLCJul 2026$320,000$2293/21,3972460.6
394 Balearics Drive, St. Augustine, FL 32086Listed by SAVVY AVENUE, LLC.Jun 2026$395,000$2203/21,798330.9
480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORPOct 2026$351,000$2433/21,447801.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$324
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,618
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address412 Maribella Court, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionEstates Of Tuscany
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number2841990040

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOutside
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchPatio, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedSeptember 4, 2026
Days on Market45
HOA Fees$35 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines