Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Villages of Valencia, St. Augustine — a home near Pedro Menendez High School.

1 / 57

Active

Active·47 days on market·Villages of Valencia

502 La Mancha Drive

St. Augustine, FL 32086

$475,000$231/sqftEst. $2,444/moMLS# 2152892

Beds

Baths

2,054

Sq Ft

2020

Built

Garage

Pool

About this home

Villages of Valencia

Former Pulte Model Home on a Premium Preserve Homesite! This beautifully maintained home offers 3 BDR, 2 BA, plus an enclosed flex room ideal as an office, den, or potential 4th bedroom. Professionally landscaped with designer finishes, plantation shutters throughout, and an open floor plan, the gourmet kitchen features a large island, pantry, under-cabinet lighting, reverse osmosis water system, and abundant cabinetry overlooking the dining and family rooms. The private owner's suite includes dual vanities, a walk-in shower, and a spacious walk-in closet. Better than new, this home includes extensive upgrades, including an air-conditioned garage, UV light systems for the HVAC and water system, established landscaping, and immediate move-in availability, allowing you to enjoy the benefits of new construction without the additional expense or wait. No CDD fees! Enjoy peaceful preserve views and community amenities including a resort-style pool, playground, walking trails, and field.

Cost to own

Mortgage calculator

Home Price

$475,000

Down Payment: 20%

$95,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,444

Principal & Interest: $2,444

Property taxes (est.): $632

Insurance (est.): $317

Estimated Total Monthly

$3,393

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,444

Property taxesest. at asking price, St. Johns County$632

HOAbilled quarterly$89

Estimated total, before insurance$3,166/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,686/yr · $391/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$388,940	$311,177	—
2024	$399,458	$301,700	—
2023	$384,230	$291,456	—
2022	$331,511	$281,511	—
2021	$249,956	$249,956	—
2020	$57,500	$57,500	—

2025 property taxes (current owner): $4,686/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Price change$475,000−$14,000
Jul 13, 2026Price change$489,000−$10,900
Jun 29, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000

Price / Sq Ft$231

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,054

Acres0.18 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryW. D. Hartley

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address502 La Mancha Drive, St. Augustine, FL 32086

Area334-Moultrie/St Augustine Shores

SubdivisionVillages of Valencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size7,840.8 sq ft

Parcel Number1818850850

ZoningResidential

Amenities

AmenitiesPool, Jogging Path, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Solar Tube(s), Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingAttic Fan, Central Air, Multi Units

FlooringCarpet, Tile

# of Stories1

LevelsOne

SecuritySmoke Detector(s)