Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St Augustine Shores, St. Augustine — a home near Pedro Menendez High School.

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Pending

Pending·46 days on market·St Augustine Shores

564 Domenico Circle

St. Augustine, FL 32086

$435,000$248/sqftEst. $2,234/moMLS# 2154041

Beds

Baths

1,755

Sq Ft

2003

Built

Garage

Pool

About this home

St Augustine Shores

Serenity abounds in this well-maintained concrete block home with 2 yr old roof, wonderfully positioned alongside the 9th tee in desirable St. Augustine Shores. From its attractive curb appeal to its comfortable interior, this inviting home offers an easy, relaxed lifestyle. Inside, the classic floor plan features defined living areas that flow comfortably for everyday living and entertaining, while a cozy gas fireplace creates the perfect gathering spot on cooler evenings. Well water for irrigation helps keep the landscaping looking its best while offering added utility savings. Step onto the screened lanai, an ideal place to enjoy morning coffee, afternoon breezes, or quiet views of the generous backyard. With ample room for a pool, pets, gardening, or play, the outdoor space offers flexibility while still embracing the benefits of the golf course setting. The community boasts an extremely low HOA fee. Diverse amenities are available with Riverview Club membership.

Cost to own

Mortgage calculator

Home Price

$435,000

Down Payment: 20%

$87,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,234

Principal & Interest: $2,234

Property taxes (est.): $579

Insurance (est.): $290

Estimated Total Monthly

$3,103

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,234

Property taxesest. at asking price, St. Johns County$579

HOAbilled monthly$35

Estimated total, before insurance$2,848/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,238/yr · $187/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$422,293	$99,680	—
2023	$411,936	$93,864	—
2022	$389,364	$88,217	—
2021	$273,620	$82,735	—
2020	$276,033	$80,212	—

2025 property taxes (current owner): $2,238/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Pending$435,000
Jul 6, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$435,000

Price / Sq Ft$248

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,755

Acres0.27 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSoutheast

School Information

ElementaryW. D. Hartley

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address564 Domenico Circle, St. Augustine, FL 32086

Area334-Moultrie/St Augustine Shores

SubdivisionSt Augustine Shores

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size11,761.2 sq ft

Parcel Number2841390010

ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Golf Course, Jogging Path, Maintenance Grounds, Management- On Site, Pickleball, Playground, Tennis Court(s), Water

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesOther, Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)