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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 29, 2026·293 days on market·Recent sales in SilverLeaf

64 Winged Elm Court

St. Augustine, FL 32092

$460,000sold priceListed at $479,999 · 95.8% of asking$222/sqftMLS# 2102136
4
Beds
3
Baths
2,075
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $100/mo10,890 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Augustine

FREE BUYDOWN PROMO TILL 6/30/2026. NO ADDITIONAL COST TO BUYER. WITH PREFERRED LENDER. WELCOME to your dream home in the sought-after SilverLeaf community of St. Johns County! Rare .25 of an acre lot with plenty of room for a pool, outdoor kitchen or future expensasion. This spacious 4 bed, 3 bath residence sits on one of the largest lots in community, cul de sac waterfront lot with serene pond views. Enjoy abundant natural light through large windows and easy-to-maintain flooring throughout. Built recently, this home features all appliances, a water softener, and a whole-home water filtration system for comfort and peace of mind. Located in an A+ school district with access to SilverLeaf's brand-new amenities--parks, pools, and more. A must-see opportunity! Call today to schedule your private tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, St. Johns County$612
HOAbilled annually$100
Estimated total, before insurance$3,260/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,888/yr · $324/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Property taxes (est.): $612
Insurance (est.): $307
Estimated Total Monthly
$3,467
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $453,800 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$415,734$288,035—
2024$414,004$279,210—
2023$403,889$269,621—
2022$44,800$44,800—

2024 property taxes (current owner): $3,888/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
389 Silver Lily Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$585,000$2354/32,48800.5
365 Silver Lily Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$585,000$2344/32,500510.6
355 Silver Lily Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$545,000$2434/32,2461250.6
2080 Crown Drive, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLCOct 2026$625,000$2384/32,626900.7
139 Grand Rivage Drive Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$600,000$2404/32,496120.7
2064 Crown Drive, St. Augustine, FL 32092Listed by VENTURE DEVELOPMENT REALTYSep 2026$745,000$2823/32,6454060.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,999
Price / Sq Ft$231
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,075
Acres0.25 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

Community Information

Address64 Winged Elm Court, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,890 sq ft
Parcel Number0279841810
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Off Site, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPorch, Rear Porch, Screened
FencingBack Yard, Full, Other
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedJanuary 2, 2026
Days on Market293
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameElm Creek HOA
Tax Amount$3,887.65
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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