This home is in Yulee — a waterfront home in Nassau County.
Pending·170 days on market
86127 Timber Ridge Street
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
**SELLER OFFERING 3% CONCESSIONS WITH ACCEPTED OFFER**PRICE REDUCED UNDER APPRAISED VALUE* Escape the ordinary and embrace wide-open space, privacy, and possibility. Nestled on 5.4 partially cleared acres with NO HOA. This 2600+ sq ft home has been thoughtfully updated and is ready for you to live your best Florida country life with a 2.5% assumable VA loan and lease to purchase potential. Appraisal done prior to going live and again while under contract. Recent upgrades include fresh interior and exterior paint, a completely encapsulated crawl space w/dehumidifier, 200 amp solar ready electrical system, septic system, graveled driveway, and additional cleared acreage. There's also a 20x24 chicken coop, 50x200 horse paddock with installed run-in shelter so bring your horses and chickens! With several lean-to structures, a sun-room, screened patio, covered storage areas there's plenty of room for your equipment and much more.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal, Shingle — year not disclosed (home built 1950)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,525 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 28, S Fletcher Ave. & N Casino Ave.about 8 mi · 11 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 8 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 1 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 8 mi · Egan's Creek
Closest grocery store
Aldiabout 2 mi · 463689 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:35 AM, sunset 6:46 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $530,516 | $323,025 | ▲ $30,273 |
| 2024 | $492,622 | $313,214 | — |
| 2023 | $478,453 | $302,635 | — |
| 2022 | $342,312 | $292,312 | — |
| 2021 | $294,574 | $294,574 | — |
| 2020 | $192,390 | $192,390 | — |
2024 property taxes (current owner): $5,053/yr
Estimated taxes if purchased at asking price: ~$9,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $230/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86710 Meditation Court, Yulee, FL 32097Listed by NON MLS (realMLS) | Aug 2026 | $679,311 | $211 | 4/3 | 3,221 | 28 | 0.5 |
| 86734 Meditation Court, Yulee, FL 32097Listed by NON MLS (realMLS) | May 2026 | $606,536 | $248 | 3/2.5 | 2,443 | 0 | 0.5 |
| 86646 Swift Launch Path, Yulee, FL 32097Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $570,000 | $210 | 4/3.5 | 2,715 | 10 | 0.6 |
| 86520 Oar Row S, Yulee, FL 32097Listed by NON MLS (realMLS) | Jul 2026 | $658,464 | $199 | 5/4.5 | 3,315 | 4 | 0.7 |
| 86885 Worthington Drive, Yulee, FL 32097Listed by WATSON REALTY CORP | Jun 2026 | $510,000 | $239 | 4/2 | 2,132 | 63 | 1 |
| 86718 Pages Dairy Road, Yulee, FL 32097Listed by TAYLORED REALTY, INC. | Aug 2026 | $265,000 | $102 | 3/2 | 2,595 | 89 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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