This home is in Summer Bay At Grand Oaks, St. Augustine — a 55+ community home in St. Johns County.
Sold·Closed Jun 10, 2026·182 days on market·Recent sales in Summer Bay At Grand Oaks·Summer Bay At Grand Oaks
246 Lone Cypress Way
St. Augustine, FL 32092
4 more homes for sale in Summer Bay At Grand Oaks →Search Summer Bay At Grand Oaks on the map
About this home
Summer Bay At Grand Oaks
New Construction Home listed below base price. $56k in upgraded interior features at zero cost to you! Full new home 10 year warranty with purchase. This 2bed/2bath, with a flex space - perfect for an office or hobby room. You'll love the bright, open layout with Luxury Vinyl Plank flooring in the main living areas, a light and airy kitchen with stainless appliances, quartz countertops, and tile backsplash, and a private lanai that's perfect for morning coffee, evening unwinding, or quiet moments outside. The Owner's Suite offers a spacious shower and walk-in closet, and the home is filled with natural light throughout. Living here means enjoying the good life--resort-style amenities: clubhouse, heated pool and hot tub, fire pits, pickleball and bocce ball courts, fitness center, and walking trails all right outside your door. And the best part? You're just minutes from historic downtown St. Augustine with its charm, shops, and di
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $105,000 | $54,208 | — |
| 2024 | $105,000 | $49,280 | — |
| 2023 | $44,800 | $44,800 | — |
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 94 Lone Cypress Way, St. Augustine, FL 32092Listed by LPT REALTY LLC | Oct 2026 | $475,000 | $263 | 3/2 | 1,807 | 95 | 0.1 |
| 145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Sep 2026 | $465,000 | $234 | 3/2.5 | 1,989 | 75 | 0.1 |
| 71 Hickory Pine Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $490,000 | $250 | 3/2 | 1,962 | 67 | 0.2 |
| 217 Fairlake Circle, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Jul 2026 | $375,000 | $238 | 3/2 | 1,575 | 128 | 0.3 |
| 167 Red Barn Road, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | May 2026 | $505,000 | $286 | 4/2 | 1,766 | 206 | 0.5 |
| 4410 State Road 16, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $2,810,000 | $1,997 | 2/2.5 | 1,407 | 169 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Bay At Grand Oaks
Summer Bay At Grand Oaks is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Summer Bay At Grand Oaks homes for sale →Keep looking
More homes in Summer Bay At Grand Oaks
For Sale55 Fairlake CircleSt. Augustine, FL 32092
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For Sale135 Fairlake CircleSt. Augustine, FL 32092
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For Sale94 Hickory Pine DriveSt. Augustine, FL 32092
2 bd · 2 ba · 1,859 sq ft
$499,000Est. $2,656/moWHY WAIT TO BUILD? This beautifully upgraded 2023 home is already customized and move-in ready! Welcome to 94…
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For Sale169 Hickory Pine DriveSt. Augustine, FL 32092
3 bd · 2 ba · 2,005 sq ft
$569,900Est. $3,033/moTalk about upgrades! Everything that could be upgraded has been upgraded. From the lighting and flooring to the…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines