This home is in Summer Bay At Grand Oaks, St. Augustine — a home near Tocoi Creek High School.
Active·95 days on market·Summer Bay At Grand Oaks
169 Hickory Pine Drive
St. Augustine, FL 32092
2 more homes for sale in Summer Bay At Grand Oaks →Search Summer Bay At Grand Oaks on the map
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About this home
Summer Bay At Grand Oaks
Talk about upgrades! Everything that could be upgraded has been upgraded. From the lighting and flooring to the cabinetry, countertops, fixtures, mechanical systems, and even the garage, virtually every inch of this home has been thoughtfully enhanced, creating a truly move-in ready home where quality and attention to detail shine in every room. Located in the gated 55+ community of Summer Bay at Grand Oaks, this home is the perfect blend of style, comfort, and easy living. The open floor plan is bright and welcoming with elegant tray ceilings, rounded corners, tile flooring throughout the main living areas, and glass French doors leading to a versatile flex room. Whether you're looking for a home office, craft room, fitness space, library, media room, or third bedroom, this flexible space is ready to fit your lifestyle. The kitchen is a standout, featuring upgraded white soft-close cabinetry, beautiful countertops, decorative backsplash, under-cabinet lighting, an upgraded
Next steps in Summer Bay At Grand Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Area34 min drive · 24 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area13 min drive · 2.2 mi of trails
Closest public boat ramp
Palmo Cove Public Boat Rampabout 7 mi · St. Johns River - Palmo Cove
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 8 mi · San Sebastian River
Closest youth league fields
Mill Creek Park10 min drive · Baseball
Closest grocery store
Publixabout 2 mi · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:47 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,446/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 31, 2026Price change$569,900−$9,100
- Jul 19, 2026Listed$579,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $284/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 94 Lone Cypress Way, St. Augustine, FL 32092Listed by LPT REALTY LLC | Oct 2026 | $475,000 | $263 | 3/2 | 1,807 | 95 | 0.1 |
| 145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Sep 2026 | $465,000 | $234 | 3/2.5 | 1,989 | 75 | 0.1 |
| 71 Hickory Pine Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $490,000 | $250 | 3/2 | 1,962 | 67 | 0.1 |
| 217 Fairlake Circle, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Jul 2026 | $375,000 | $238 | 3/2 | 1,575 | 128 | 0.3 |
| 22 Myrtle Oak Court, St. Augustine, FL 32092Listed by ERA ONETEAM REALTY | Jul 2026 | $425,000 | $204 | 3/2 | 2,082 | 377 | 0.6 |
| 4410 State Road 16, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $2,810,000 | $1,997 | 2/2.5 | 1,407 | 169 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Bay At Grand Oaks
Summer Bay At Grand Oaks is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Summer Bay At Grand Oaks homes for sale →Keep looking
More homes in Summer Bay At Grand Oaks
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For Sale135 Fairlake CircleSt. Augustine, FL 32092
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines