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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Antonio Huertas, St. Augustine.

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Sold

Sold·Closed Sep 30, 2026·7 days on market·Recent sales in Antonio Huertas·Antonio Huertas

3815 S Francis Road

St. Augustine, FL 32092

$426,323sold priceListed at $449,000 · 94.9% of asking$329/sqftMLS# 2160472
3
Beds
2
Baths
1,296
Sq Ft
1993
Built
—
Garage
No
Pool

All Antonio Huertas homes for sale →Search Antonio Huertas on the map

FEMA Zone XNo HOA1.00 acresMobile Home1 story

About this home

Antonio Huertas

Prime Investment Opportunity Positioned on a highly visible corner at the intersection of S. Francis Road and State Road 16, this rare approximately one-acre property offers an outstanding opportunity for investors, developers, or those looking to secure land in one of St. Johns County's fastest-growing corridors. Currently improved with an existing residence, the true value lies in the property's strategic location. With thousands of residents moving into the surrounding area along the SR-16 corridor, this property is ideally situated for future investment. High-visibility corner location with excellent frontage. Convenient access to I-95, downtown St. Augustine, World Golf Village Whether you're seeking a buy-and-hold investment, or land with strong long-term appreciation potential, This property presents a unique opportunity in one of Northeast Florida's most sought-after growth markets. Buyer to verify zoning, future land use, or development opportunities with St. Johns County

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,361
Property taxesest. at asking price, St. Johns County$567
Estimated total, before insurance$2,929/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,861/yr · $155/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$426,323
$85,265
Loan Term
Monthly Payment
$2,361
Principal & Interest: $2,361
Property taxes (est.): $567
Insurance (est.): $284
Estimated Total Monthly
$3,213
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,861/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$449,000
  • Aug 24, 2026Pending$449,000
  • Aug 17, 2026Listed$449,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $346/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4410 State Road 16, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$2,810,000$1,9972/2.51,4071690.2
246 Lone Cypress Way, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$330,000$2092/21,5811821.3
217 Fairlake Circle, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCJul 2026$375,000$2383/21,5751281.4
1247 Nochaway Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$355,500$2583/21,376241.6
127 Straw Pond Way, St. Augustine, FL 32092Listed by GOLD KEY REALTY OF JAX, INCJan 2026$275,000$1713/21,609591.8
414 Samara Lakes Parkway, St. Johns, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2025$340,000$2173/21,56421.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,000
Price / Sq Ft$346
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,296
Acres1.00 acres
Year Built1993
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3815 S Francis Road, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionAntonio Huertas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size43,560 sq ft
Parcel Number0284270080
ZoningResidential

Amenities

UtilitiesElectricity Connected
Water SourceWell
ParkingAdditional Parking

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot

Additional Information

Date ListedAugust 17, 2026
Days on Market7
Tax Amount$1,860.98
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: YOUR CHOICE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Antonio Huertas

Antonio Huertas is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Antonio Huertas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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