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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Summer Bay At Grand Oaks, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Aug 24, 2026·67 days on market·Recent sales in Summer Bay At Grand Oaks·Summer Bay At Grand Oaks

71 Hickory Pine Drive

St. Augustine, FL 32092

$490,000sold priceListed at $489,000 · 100.2% of asking$250/sqftMLS# 2143027
3
Beds
2
Baths
1,962
Sq Ft
2024
Built
2
Garage
No
Pool

4 more homes for sale in Summer Bay At Grand Oaks →Search Summer Bay At Grand Oaks on the map

FEMA Zone XHOA $158/moWaterfrontSingle Family Residence1 story

About this home

Summer Bay At Grand Oaks

Discover easy, low-maintenance living at 71 Hickory Pine Dr, a beautifully upgraded single-family home in the desirable 55+ community of Summer Bay in St. Augustine. With three bedrooms PLUS an office/flex space - there will be plenty of room for those out of town visitors coming to sunny Florida!! The owners have made many thoughtful upgrades, enhancing both style and comfort throughout. The home features a gourmet kitchen with all stainless steel appliances and a bright, open layout ideal for everyday living and entertaining. Step outside to a beautiful screened-in lanai overlooking a tranquil pond with fountain, perfect for relaxing mornings and peaceful evenings. All TVs, washer, dryer, refrigerator, and water softener convey, making this home truly move-in ready. Summer Bay residents enjoy their own amenities plus full access to the entire Grand Oaks community, including a clubhouse, pool, tennis and pickleball courts, dog park, jogging paths, parks, playgrounds, and more.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,714
Property taxesest. at asking price, St. Johns County$652
HOAbilled monthly$158
Estimated total, before insurance$3,524/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,725/yr · $644/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,714
Principal & Interest: $2,714
Property taxes (est.): $652
Insurance (est.): $327
Estimated Total Monthly
$3,693
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $500,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$447,536$272,902—
2024$105,000$49,280—
2023$44,800$44,800—

2025 property taxes (current owner): $7,725/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$489,000
  • Aug 14, 2026Pending$489,000
  • Jul 8, 2026Active Under Contract$489,000
  • May 1, 2026Listed$489,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $249/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
94 Lone Cypress Way, St. Augustine, FL 32092Listed by LPT REALTY LLCOct 2026$475,000$2633/21,807950.1
145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$465,000$2343/2.51,989750.1
217 Fairlake Circle, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCJul 2026$375,000$2383/21,5751280.2
22 Myrtle Oak Court, St. Augustine, FL 32092Listed by ERA ONETEAM REALTYJul 2026$425,000$2043/22,0823770.5
4410 State Road 16, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$2,810,000$1,9972/2.51,4071691.1
35 Montserrat Drive, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATESJul 2026$365,000$2363/21,54871.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,000
Price / Sq Ft$249
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,962
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

Community Information

Address71 Hickory Pine Drive, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionSummer Bay At Grand Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0274531720
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesStreet Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Front Porch, Patio, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedMay 1, 2026
Days on Market67
HOA Fees$158 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
Tax Amount$7,724.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Summer Bay At Grand Oaks

Summer Bay At Grand Oaks is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Summer Bay At Grand Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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