This home is in Summer Bay At Grand Oaks, St. Augustine — a gated community home in St. Johns County.
Sold·Closed Jul 24, 2026·128 days on market·Recent sales in Summer Bay At Grand Oaks·Summer Bay At Grand Oaks
217 Fairlake Circle
St. Augustine, FL 32092
4 more homes for sale in Summer Bay At Grand Oaks →Search Summer Bay At Grand Oaks on the map
About this home
Summer Bay At Grand Oaks
Enjoy peaceful tree and water views from the screened lanai of this beautifully upgraded 3BR/2BA home in the active adult community of Summer Bay. The gourmet kitchen features quartz countertops, custom backsplash, designer vent hood, and an open layout ideal for entertaining. Inside, you'll find LVP flooring, upgraded lighting, window treatments, and custom closet shelving throughout. The second bathroom has been remodeled with a custom shower seat. The garage includes an epoxy floor and water softener. Pavers surround the entire home, trees and landscaped shrubs that enhance curb appeal. Summer Bay offers resort-style amenities, including a fitness center, pool, garden beds, pickleball courts, and a lifestyle director organizing monthly events. This home combines modern upgrades and a vibrant community—perfect for those looking to relax and stay active. Don't miss the opportunity to make this home yours!
Next steps in Summer Bay At Grand Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $426,500 in October 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $336,158 | $142,718 | — |
| 2024 | $317,017 | $317,017 | — |
| 2023 | $44,800 | $44,800 | — |
2025 property taxes (current owner): $5,890/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 25, 2026Closed$383,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $243/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 94 Lone Cypress Way, St. Augustine, FL 32092Listed by LPT REALTY LLC | Oct 2026 | $475,000 | $263 | 3/2 | 1,807 | 95 | 0.2 |
| 145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Sep 2026 | $465,000 | $234 | 3/2.5 | 1,989 | 75 | 0.2 |
| 71 Hickory Pine Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $490,000 | $250 | 3/2 | 1,962 | 67 | 0.2 |
| 246 Lone Cypress Way, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $330,000 | $209 | 2/2 | 1,581 | 182 | 0.3 |
| 167 Red Barn Road, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | May 2026 | $505,000 | $286 | 4/2 | 1,766 | 206 | 0.4 |
| 35 Montserrat Drive, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATES | Jul 2026 | $365,000 | $236 | 3/2 | 1,548 | 7 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Bay At Grand Oaks
Summer Bay At Grand Oaks is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Summer Bay At Grand Oaks homes for sale →Keep looking
More homes in Summer Bay At Grand Oaks
For Sale135 Fairlake CircleSt. Augustine, FL 32092
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For Sale55 Fairlake CircleSt. Augustine, FL 32092
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For Sale94 Hickory Pine DriveSt. Augustine, FL 32092
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For Sale169 Hickory Pine DriveSt. Augustine, FL 32092
3 bd · 2 ba · 2,005 sq ft
$569,900Est. $3,033/moTalk about upgrades! Everything that could be upgraded has been upgraded. From the lighting and flooring to the…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines