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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.

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Active

$270,0003 bd · 2.5 ba · 1,472 sq ft

Active·10 days on market·Wells Creek

11924 Calvesta Street

Jacksonville, FL 32256

$270,000$183/sqftEst. $1,463/mo mortgageMLS# 2098265
↓ $55,000 below original list
3
Beds
2.5
Baths
1,472
Sq Ft
2023
Built
1
Garage
No
Pool

29 more homes for sale in Wells Creek →Search Wells Creek on the map

FEMA Zone XHOA $195/mo2,178 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Wells Creek

Recently refreshed with interior paint, this 1,472 sq ft townhome offers a well-designed layout with modern finishes and comfortable living spaces throughout. The main level features a bright kitchen with quartz countertops, a large island for prep or casual dining, and 42-inch cabinets for ample storage. The open-concept design makes everyday living and entertaining easy The spacious primary suite includes a tray ceiling, walk-in closet, double-sink vanity, and large shower. Upstairs, two additional bedrooms and a full bath provide flexible space for guests, a home office, or family needs. Conveniently located near community amenities and major thoroughfares, this low-maintenance home is ideal for buyers seeking style, functionality, and move-in-ready convenience.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$1,463
Property taxesest. at asking price, Duval County$442
HOAbilled quarterly$195
Estimated total, before insurance$2,100/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,228/yr · $436/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$270,000
$54,000
Loan Term
Monthly Payment
$1,463
Principal & Interest: $1,463
Property taxes (est.): $442
Insurance (est.): $180
Estimated Total Monthly
$2,085
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $320,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$304,909$304,909—
2025$287,020$287,020—
2024$282,515$282,515—
2023$50,000$50,000—
2022$50,000$50,000—

2024 property taxes (current owner): $5,228/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 3, 2026Active$270,000
  • Nov 1, 2026Withdrawn$270,000
  • Oct 9, 2026Price change$270,000−$15,000
  • Sep 23, 2026Price change$285,000−$15,000
  • Sep 4, 2026Price change$300,000−$15,000
  • Jul 23, 2026Price change$315,000−$10,000
  • Jul 11, 2025Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12031 Calvesta Street, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$305,500$2083/2.51,472130.1
13943 Molina Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$280,000$2182/2.51,2862170.6
14033 Molina Drive, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$315,000$2143/2.51,472340.7
14094 Sterely Court S, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$295,000$2113/2.51,39830.8
11795 Etteridge Drive, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$401,716$2353/2.51,70900.8
14017 Ashkirk Court, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$336,438$2173/2.51,549560.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$270,000
Price / Sq Ft$183
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,472
Acres0.05 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address11924 Calvesta Street, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size2,178 sq ft
Parcel Number1681244185
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
# of Stories2

Additional Information

Date ListedNovember 4, 2026
Days on Market10
HOA Fees$584 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,228.33
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →
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Northeast Florida living

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