This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.
Active Under Contract·4 days on market·Wells Creek
14094 Sterely Court S
Jacksonville, FL 32256
About this home
Wells Creek
What a gem! Tucked towards the cul-de-sac in Wells Creek, this 3 bedroom, 2.5 bath townhome was built in 2021 and backs to a preservation area, giving you a natural view that stays peaceful and private. The 1-car garage adds everyday convenience that's hard to find at this price point. Step inside and natural light fills the open-concept main floor. The kitchen is the heart of the home: 42'' white cabinets, quartz countertops, and stainless steel appliances, all set against wood-look ceramic tile that runs through the main living areas. The family room comes with a ceiling fan already in place, and the screened, covered patio out back is where you'll want your coffee in the morning and your glass of ice tea after work. Carpet is limited to the stairs. The owner's suite is finished with a tray ceiling for a little extra architectural interest. Blinds are installed on every window, so you walk in with privacy already handled & the under-stairs storage area gives you
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,176/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,757 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 29, 2026Active Under Contract$295,000
- Jul 25, 2026Active$295,000
- Jul 22, 2026Listed$295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Wells Creek
Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Wells Creek homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Wells Creek
Active Under Contract$299,500MLS# 2146207Est. $1,594/mo12031 Calvesta Street, Jacksonville, FL 322563 Beds2 Baths1,472 sqftUnder $300,000 in Wells Creek! This better-than-new 3BD/ 2.5BA townhome offers something buyers are desperately…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS
Active Under Contract$281,000MLS# 2119856Est. $1,496/mo13943 Molina Drive, Jacksonville, FL 322562 Beds2 Baths1,286 sqftWelcome to this like new, adorable, townhome in, The Townes at Wells Creek. This quite, beautifully cared for…
ResidentialWATSON REALTY CORP
Active Under Contract$311,250MLS# 2150017Est. $1,657/mo14033 Molina Drive, Jacksonville, FL 322563 Beds2 Baths1,472 sqftWelcome home to low-maintenance living in the sought-after Wells Creek community! This beautifully maintained townhome…
ResidentialCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Active$315,000MLS# 2098265Est. $1,677/mo11924 Calvesta Street, Jacksonville, FL 322563 Beds2 Baths1,472 sqftRecently refreshed with interior paint, this 1,472 sq ft townhome offers a well-designed layout with modern finishes…
ResidentialCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines