Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.

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Pending

Pending·243 days on market·Wells Creek

13943 Molina Drive

Jacksonville, FL 32256

$281,000$219/sqftEst. $1,433/moMLS# 2119856

Beds

Baths

1,286

Sq Ft

2019

Built

Garage

Pool

About this home

Wells Creek

Welcome to this like new, adorable, townhome in, The Townes at Wells Creek. This quite, beautifully cared for neighborhood has resort-style amenities, and no DCC fee! The open floorplan includes a comfortable family room with sliding doors leading to your screened lanai, and private yard. 1st floor has 18'' tile throughout. Kitchen has Stainless appliances, NEW REFRIGERATOR (Nov. 2025) large island/breakfast bar, pantry, and 42'' cabinets. Laundry is upstairs for convenience. Extra storge 1st floor. Primary bedroom has Tray Ceiling, and walk-in closet. Bathroom has Dual Vanity & walk-in shower. Washer, Dryer, and Refrigerator stay. Convenient to: St. Johns Town Center, Mayo Clinic, and NAS Jax. SOME ITEMS ON THE 1st FLOOR ARE FOR SALE. Come and visit, you will want to stay!

Cost to own

Mortgage calculator

Home Price

$281,000

Down Payment: 20%

$56,200

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,433

Principal & Interest: $1,433

Property taxes (est.): $459

Insurance (est.): $187

Estimated Total Monthly

$2,079

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,433

Property taxesest. at asking price, Duval County$459

HOAbilled quarterly$183

Estimated total, before insurance$2,074/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,815/yr · $401/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $299,000 in July 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$251,483	$251,483	—
2024	$249,726	$199,726	—
2023	$254,425	$204,425	—
2022	$213,408	$131,831	—
2021	$179,696	$126,535	—
2020	$174,098	$124,098	—

2025 property taxes (current owner): $4,815/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Pending$281,000
Jul 7, 2026Active Under Contract$281,000
Dec 1, 2025Listed$281,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$281,000

Price / Sq Ft$219

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,286

Acres0.05 acres

Year Built2019

TypeResidential

Sub-TypeTownhouse

StyleContemporary

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address13943 Molina Drive, Jacksonville, FL 32256

Area028-Bayard

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size2,178 sq ft

Lot Dimensions20X110

Parcel Number1681241495

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Playground

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)

Spa FeaturesIn Ground