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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·7 days on market·Wells Creek

14053 Sterely Court S

Jacksonville, FL 32256

$295,000$213/sqftEst. $1,621/mo mortgageMLS# 2169574
3
Beds
2.5
Baths
1,386
Sq Ft
2020
Built
1
Garage
No
Pool

28 more homes for sale in Wells Creek →Search Wells Creek on the map

FEMA Zone XHOA $183/mo4,356 sqft lotTownhouse2 stories

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About this home

Wells Creek

14053 Sterely Ct S is a two-story Jacksonville townhouse with an island kitchen opening directly to the living and dining space. White cabinetry and stainless steel appliances frame the preparation area, while the connected layout keeps cooking, dining and seating on one level. Sliding glass doors bring the outdoor outlook into the main room. Upstairs, the primary bedroom has a tray ceiling and an adjoining bathroom with double sinks and a glass-enclosed shower. Additional bedrooms have window light and built-in closets. A covered patio beside the lawn provides outdoor seating space with a pond outlook beyond. An attached one-car garage completes the home. Included 100-Day Home Warranty with buyer activation

Next steps in Wells Creek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,621
Property taxesest. at asking price, Duval County$482
HOAbilled quarterly$183
Estimated total, before insurance$2,286/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,966/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,621
Principal & Interest: $1,621
Property taxes (est.): $482
Insurance (est.): $197
Estimated Total Monthly
$2,299
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,966/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14094 Sterely Court S, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$295,000$2113/2.51,39830.1
14033 Molina Drive, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$315,000$2143/2.51,472340.1
14003 Molina Drive, Jacksonville, FL 32256Listed by FRESH START REALTYMay 2026$339,900$2243/2.51,519400.1
14113 Sterely Court S, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2026$295,000$2113/2.51,39850.1
13943 Molina Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$280,000$2182/2.51,2862170.2
14019 Ashkirk Court, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$369,998$2163/2.51,709320.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$295,000
Price / Sq Ft$213
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,386
Acres0.10 acres
Year Built2020
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address14053 Sterely Court S, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size4,356 sq ft
Parcel Number1681242555

Amenities

AmenitiesClubhouse
UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesOther, Microwave
HeatingCentral, Natural Gas
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo

Exterior

RoofShingle

Additional Information

Date ListedOctober 16, 2026
Days on Market0
HOA Fees$548 / Quarterly
HOA FrequencyQuarterly
HOA NameWells Creek East Homeowners Association Inc
Tax Amount$2,966.4
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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