This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.
Active Under Contract·65 days on market·Wells Creek
12031 Calvesta Street
Jacksonville, FL 32256
About this home
Wells Creek
Under $300,000 in Wells Creek! This better-than-new 3BD/ 2.5BA townhome offers something buyers are desperately searching for right now - VALUE, LOCATION, & a 1% CLOSING COST Incentive is available with accepted offer when using preferred lender. Opportunities like this w/ preserve views, privacy, upgrades, & closing cost assistance rarely hit the market in this community. This beautiful home features an open-concept layout designed for comfortable everyday living. The main living area showcases stylish plank flooring, bright white cabinetry, stainless appliances, updated lighting fixtures, & an airy, spacious feel throughout. Upstairs, the thoughtfully designed floorplan offers well-sized bedrooms & functional living space, while the screened rear porch provides the perfect space to relax. Washer & Dryer Included and Some furnishings may be negotiable. Ideally located near shopping, dining, entertainment & more.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $311,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $285,873 | $235,151 | — |
| 2024 | $281,371 | $231,371 | — |
| 2023 | $275,431 | $225,431 | — |
| 2022 | $50,000 | $44,000 | — |
| 2021 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $4,688/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,742 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- May 29, 2026Listed$299,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Wells Creek
Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Wells Creek homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines