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This home is in Wells Creek, Jacksonville.

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Active

Active·33 days on market·Wells Creek

12072 Calvesta Street

Jacksonville, FL 32256

$285,000$221/sqftEst. $1,473/moMLS# 2159052

Beds

Baths

1,290

Sq Ft

2022

Built

Garage

Pool

About this home

Wells Creek

A modern oasis with luxurious features, enjoy your 2 bed/2.5 bath home from a peaceful screened patio overlooking an oversized backyard on a private preserve. First floor boasts an elegant yet functional open floor plan with unique wood-look tile, quartz countertops, stainless steel appliances, and thoughtfully designed dining area with dining room and breakfast bar. Spacious family room offers abundant natural light and sliding glass door to patio. Additional storage room located off dining area and mini stop and go by garage. Upstairs you'll find an expansive owner's suite elevated by its tray ceiling and a nicely-sized second bedroom with view of the preserve. Each has private bath and walk-in closet. Laundry sits at top of stairs. HVAC equipped with smart system (Ecobee) and owners installed water softener. Experience all this home and Wells Creek offers with low HOA, no CDD, incredible amenities, stunning views, and easy access to 9B/295, Baptist Hospital, restaurants, and more.

Cost to own

Mortgage calculator

Home Price

$285,000

Down Payment: 20%

$57,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,473

Principal & Interest: $1,473

Property taxes (est.): $465

Insurance (est.): $190

Estimated Total Monthly

$2,128

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,473

Property taxesest. at asking price, Duval County$465

HOAbilled quarterly$183

Estimated total, before insurance$2,121/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Listed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$285,000

Price / Sq Ft$221

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,290

Acres0.05 acres

Year Built2022

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

Community Information

Address12072 Calvesta Street, Jacksonville, FL 32256

Area028-Bayard

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size2,178 sq ft

Parcel Number1681243885

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Maintenance Grounds, Playground

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit

SecuritySmoke Detector(s)